Carmichael lending group Ruben Michael Rhodes Set contract for personal loan. Ask fo0r collateral of 450.00 up front no loan sent money gram ti ontario canada to rubin San Jose California

Dont do any business with carmichael lending group out of san jose california Set a personal loan in the amount of 3,000. Then company asked up front 5 months payments of collateral in the amount of 450.00 dollars. Sent a money gram to a Rubin michael rhodes at a ontario canada location. When asked for refund back they don't answer there phones only get voice mail asking for name and phone number to call you back. No call back. Got contact with a emily sutton and asked for my refund back she chuckled and laugh and hung up the phone on me.