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Ripoff Report | Cars And Trucks Unli Review - Moultrie, Georgia
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Report: #237527

Complaint Review: Cars And Trucks Unlimited - Moultrie Georgia

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  • Reported By: Moultrie Georgia
  • Author Confirmed What's this?
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  • Cars And Trucks Unlimited 28 Industrial Drive Moultrie, Georgia U.S.A.

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My wife down payment was $2,000 I gave her $1,000 to put down and was allowed to drive off without insurance. Park vehical until she were able to pay another car payment and get insurance, but was not able to drive off the lot after paying again and to get insurance. I was told that we would have to put 6 months worth of insurance on it before we can drive off. Also told her he can not hold the vehical til we get insurance.
My vehical payment was paid up til next pay check. It was listed in the paper for sale before my next due date to pay it.

Kelvin
Moultrie, Georgia
U.S.A.

This report was posted on Ripoff Report on 03/01/2007 02:52 AM and is a permanent record located here: https://www.ripoffreport.com/reports/cars-and-trucks-unlimited/moultrie-georgia-31768/cars-and-trucks-unlimited-lied-and-claim-that-i-need-6-months-worth-of-insurance-before-dr-237527. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#5 Author of original report

it should not have been taken away

AUTHOR: Kelvin - (U.S.A.)

POSTED: Sunday, March 04, 2007

If I didn't drive the car til I got insurance wich were less than 2 weeks, then it should not have been taken away. Why did the company collected another payment from me before taken the car. I wish Scott would have took the vehical first and let me kept my money. I would a least have a way out the rain with my 2 year old and wife.

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#4 Consumer Suggestion

It's required because you have a loan on the car.

AUTHOR: Mike - (U.S.A.)

POSTED: Thursday, March 01, 2007

It's part of the contract on nearly all car loans. Having insurance protects the loan from losing money if the car gets wrecked or stolen. Most people will not be able to keep making payments on the car they lost and a replacement car at the same time, so it is almost certain that they will default on the loan in that case.

If you don't keep the car covered with collision/comp, you are violating the loan contract. Even if your payments are current, they have the right to repo the car.

They probably aren't allowed to require you to have 6 months of coverage, only have the car covered now.

When insurance companies find out that you were driving without insurance, it will be very hard for you to buy insurance.

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#3 Consumer Suggestion

It's required because you have a loan on the car.

AUTHOR: Mike - (U.S.A.)

POSTED: Thursday, March 01, 2007

It's part of the contract on nearly all car loans. Having insurance protects the loan from losing money if the car gets wrecked or stolen. Most people will not be able to keep making payments on the car they lost and a replacement car at the same time, so it is almost certain that they will default on the loan in that case.

If you don't keep the car covered with collision/comp, you are violating the loan contract. Even if your payments are current, they have the right to repo the car.

They probably aren't allowed to require you to have 6 months of coverage, only have the car covered now.

When insurance companies find out that you were driving without insurance, it will be very hard for you to buy insurance.

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#2 Consumer Suggestion

It's required because you have a loan on the car.

AUTHOR: Mike - (U.S.A.)

POSTED: Thursday, March 01, 2007

It's part of the contract on nearly all car loans. Having insurance protects the loan from losing money if the car gets wrecked or stolen. Most people will not be able to keep making payments on the car they lost and a replacement car at the same time, so it is almost certain that they will default on the loan in that case.

If you don't keep the car covered with collision/comp, you are violating the loan contract. Even if your payments are current, they have the right to repo the car.

They probably aren't allowed to require you to have 6 months of coverage, only have the car covered now.

When insurance companies find out that you were driving without insurance, it will be very hard for you to buy insurance.

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#1 Consumer Suggestion

You MUSThave current car insurance HERE, Kelvin....

AUTHOR: Thomas - (U.S.A.)

POSTED: Thursday, March 01, 2007

Many people DO drive in SC without car insurance but the penalties for being caught are high.

The car dealers here want to see proof of car insurance before they give you a tempory tag or transfer your license plates to your new car. I suspect they would loose their business license if they knowingly let someone drive off in a new car without insurance. No business license = no income.

GA may be very similar to SC, and GA may be even more strict than SC. Why don't you make sure you have ALL requirements satisfied BEFORE you proceed? If you know auto insurance is REQUIRED in GA why don't you arrange to have it before you go to buy a car?

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