CG Services Collection Agency Columbus Ohio

CG Services is the collection agency based in Columbus, OH that is used by the NYSHEC to collect on defaulted student loans. I am well aware that I owe money which I am trying to pay off - but this financial crisis has rendered me temporarily unable to pay even the bare minimum of $150.00. I am expecting enough money in about two months from a project that will enable me to be current with all my outstanding debts.

I had conversation today with the supervisor Mr. Pratt asking for a bit of leniency here for just a month or two - I am expecting a check for a project I'm working on that will enable me to catch up on all my bills. I also asked if they could PLEASE stop calling my friends and neighbors as that is humiliating.

Instead of being sympathetic to my plight, he added to my stress by shouting humiliating insults such as ... 1) you're too stupid to know how to spell harassment 2) you're a complete deadbeat and it's people like you that explain why the Federal government is in the shape we're in I asked him repeatedly to stop noting can I be put through to the verification department - I was calling them to make some payment arrangements so the harassment would stop.

He refused so after enduring over 10 minutes of his rantings, I hung up. I'm going to call NYSHEC tomorrow to see if they can put me back on a plan. If not, I will try and hopefully get someone less abusive.

I am not trying to be a deadbeat but I am wondering how "far" these guys can go in terms of harassing my relatives, friends, family and me - and I know they can garnish IRS records and portions of my checks but I thought there was a limit to how much money - they are making it sound as though if I don't work with them (and I have no other options), then they will take everything I have rendering me unable to pay for rent, food, etc.

mary
New York, New York
U.S.A.