Consumer Protection Legal Services Gary Lane, Esq and Marithza Abad-Poe, Rebecca McIntire They talked a sweet talk that they would be able to help us and that the loan company had done alot of fraud in lending and they were experts in fixing and helping alot of people and we had to act qui Santa Ana, California

This sounds like they moved your trustee sale date according to your statement.  Your date and hearing happened.  They presented your case to the court and opposing counsel.  Your postponement was granted and you stayed in the property for another few months.  Then your real estate agent who is "expert" in real estate mitigation gave you advice.

Facts are 86% of short sale listings are foreclosed on that are listed by the so called "expert" real estate agents.  Those agents are mostly intermeddlers in your search to relieve your problem.  Unless and until they have closed more than 10 transactions you are clearly not getting clear information.  Although "all" will say they are experts and gladly offer advice.

A true real estate professional will be able to postpone and continue to mitigate a short sale and keep you in the property and have you smoothly exit that liability and avoid a foreclosure.  Since your real estate people were unable to work your case to avoid a foreclosure this is what happend.  You did not have to have a foreclosure.

As for the non profits they have had over 600,000 applicants for loan modifications and 2,000 were provided.  This is a poor track record.