Continential Services Ripoff Lying Bastards Las Vegas Nevada *EDitor's Suggestions on how to get your money back!

I was contacted by Continental Services in the begginng of SEP. 2004. They told me that I was approved for a Master Card up tp 2,500 with no interest and all I had to pay was $329.80. I was thinking this was good especially with me trying to establish credit and all.
Well the I gave them my bank account number and rounting number to take the money out on 17 Sep, but they never did so I forgot all about it. being that I'm with the Army and my pay peroids are 1 and the 15th of each month them bastards took it upon theirselves and went ino my account on the 15 oct and took the money before I could even get to my money.

Well I called the bank after checking my account balance and asked them what was going on and that's when they told me that an eletronic check had came in from the service and gave me the number to call them. I call some company that said Contintntal Services only use their software to process the transaction and that their computer was showing that the bank still had my money on hold for 7 to 8 business days before they actually released it to the service. By then I was extremly pissed because I never authorized them to go into my account in the month of October. Well I called the bank back and they said that once a check comes into the account and the funds are available the release it the funds to the sender. I asked to speak to a supervisor and she said the exact same thing and that the bank isn't held liable once you have authorize someone to go into your account.

I than called the number back and told them they were lying the banks does'nt have my money. They than gave me a number to Continential and I called, but the voice mail cmae on. I than called the other number back and the dude I spoke to said he was going to push my file forward to them and they'll call me back in 48 to 72 hrs time peroid. I waited and they finally called me at work and i told the women I wanted my money back. She than tells me that i Can't get my money because my file'already in process.

I than asked to speak to a supervisor and she said he was'nt in the office. So when I asked when I was suppose to receive my card she stated that it had to be approved through their bank and basically it was up to the bank rather or not I'll get the credit card. Since than i've tried everything I can think of I went through the Army lawyers who were going to write them a letter demanding my money back but than pulled up this site and saw that so many other people had been scamed through the same service. So the lawyer there said it would be pointless because a shady company like this would just tear it up and put in the garbage.

Since than I been getting the run around still trying to get my money back. All I want to tell people is be careful who you give your bank information to. If they call yor house hang up in the bastads face and like it's always said every dog has it's day and sooner or later they will get theres especially if I don't get my money back there will be a lawsuit.

Katrina
clarksville, Tennessee
U.S.A.

EDitor's Suggestions on how to get your money back!

HERE IS WHAT RIP-OFF REPORT SUGGESTS YOU DO:

Go to your bank within 60 days of the charge, or as soon as you know about the charge, don't delay, and tell them that there has been fraudulent activity within your account. Explain that you wish you file a dispute, and demand that they assist you in accordance with Federal Regulation E.

According to the majority of victims interviewed by Rip-off Report, those who immediately called their banks to dispute the charges did not get very far. Many victims got the following responses from their banks: we could not do anything for you or you waited too long; it has been more than 60 days.

If the bank is says that you have waited too long, explain to them how you called their 800 number as soon as the charges were found, and were told by the bank that nothing could be done. Remind the bank that they failed to assist you properly at the 800 # , and instead, provided you with an inadequate explanation of your right to dispute. Tell the bank that it's their fault time has expired, and since they gave you the wrong info to begin with, they will just have to deal with it, take the loss and reverse the charges.

Tell them the truth; this was unauthorized and your account was NOT to be charged! Keep emphasizing how you never authorized anything! Direct them to the hundreds of victims reports that were filed on Rip-off Report.com. And if you're at the bank, walk them over to their computer and make them go to this site! If you are on the phone with them, tell them you will wait while they access this site! Either way, be persistent!

DO NOT TAKE NO FOR AN ANSWER!

Let them know nicely, that you were advised to Report them (the Bank) and this situation to the Banking Commission in your state. Since each state has a different name for the agency/comptroller over banks, find that name before you call or get to the bank so you can throw it in their face. The more knowledgeable you appear to be, the further you will get.

And just continue to demand the Federal Regulation E form! The bank CAN, MUST and WILL reverse the charge! But, you must be persistent; ask to speak to the supervisor or the area manager for all the branches in the state.

Let the bank personnel know you are meeting with the media later in the day, that you would much rather they do the right thing (as most other banks have) by looking at the complaints and immediately reversing the charge(s) to your account; no matter how long ago it was. Be sure to call the Media if necessary so you are telling the truth.

If you have to, be loud (but nice) in front of other customers. If you are just calling by phone, the above tactics should still work. The bank can easily fax or mail to you the Federal Regulation E dispute form.

CHARGES TO YOUR CREDIT CARD

If the charge was to your credit card (not debit card, check card, or checking account), contact the credit card company as soon as possible to request a dispute form. Consumers usually have a little longer to dispute fraudulent credit card charges (up to 6 months), but it is better to act right away. In this type of situation, credit card disputes are usually successful since fraudulent companies often won't contest the disputed charge. In rare cases, credit card companies will review disputes, but refuse to reverse the charges. If this occurs, complain to a manager and let them know you will be filing a report here.

Remember Don't let them get away with it! Make sure they make the Rip-off Report .. The more Reports filed on a Company or individual, the more likely it is that the authorities, media and attorneys will want to take action.

And good luck Let us know how you do!

ED Magedson Founder, Rip-off Report.com & Author of www.ripoffrevenge.com
EDitor@RipoffReport.com
badbusinessbureau.com
www.ripoffreport.com

Don't let them get away with it.
Make sure they make the Rip-off Report!

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...the victims' advocate

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CLICK HERE to read about Credit Card Scams... find out how to get your money back. *Rip-off Report Investigation provides valuable information.