DRD Sweepstakes/Robert Richard Told me that i was to recieve to gold watches and asked for a credit card and that it was branched off publishers clearing house i never recieved my two gold watches and they ran my credit card but ne Jericho, New York

I have recieved several letters stating I could win 1,400,000.00 and i could get magazines like mens health and christian magazines and once they processed my magizine order I was told that i would recieve to expensive diamond gold watches. 

nothing came my credit card was charged and later found out it was maxed out and now the card company wants me to pay it all back and have sent it to collection agency. as I talked to collections they said I need to pay it with the interest charges that apply. dont know what to do Any sugggestions