Drive Financial Auto Financing Put an daily interest rate on loan without bothering to tell me about it, cause principal payments to be MUCH lesser than it really was and causing the true valve of the car to double. Internet

I recently had an accident in which my car was totaled. When insurance company gave amount for car in which it was to pay, it was noted that it wouldn't cover the full amount. With this in mind, I decided to go online to view my current balance with Drive for a vehicle that I'd been paying notes on for the last 3 years. Amazed, I saw that I was being charged well over $200 for a daily interest rate a month on a $371.37 a monthly principal payment, which basically means, my car payments were never paid in full. THIS WAS NEVER EXPLAINED TO ME, NOT EVEN AT TIME OF SIGNING CONTRACT. It was explained to me that Drive was trying to help me and my wife restore our credit, and like fools, we believed them. So it appears that after 3 yrs. of payments, we've on actually paid a little over $2000 on a car that's starting price was $12,855. Now they call every other week to see when payments will be in, but never have they took the time to bring up the daily interest that's being charged. THIS IS A RIP-OFF! Who in their right minds would actually agree to such interest. At the end of it all we'd be paying double the valve of this car. As of right now, we have 60 days to pay an addition $2874 to pay the car completely out, even after the insurance company sent them $7786, keep in mind, we've been paying $371.37 a month for 36 months already!!! STAY FARRRRRR AWAY FROM THIS COMPANY!!!!!!!!!!!!!!!!!!!!!! For what they are charging, I could've gotten a BRAND NEW CAR, in stead of a used and been better off, even with higher payments, after all, Drive has been collecting $200 of free money that has nothing to do with actual principal. They did all but grease me up, they could've at least kissed me 1st!!