Complaint Review: EDP - EDP Card - EDP Reporting - Homeland Visa - Internet
- EDP - EDP Card - EDP Reporting - Homeland Visa edpreporting.com Internet U.S.A.
- Phone: 800-430-0672
- Web:
- Category: Credit Card Processing (ACH) Companies
EDP - EDP Card - EDP Reporting - Homeland Visa ripoff unauthorized charges to checking account Internet *EDitor's Suggestions on how to get your money back into your bank account!
*Author of original report: UPDATE
*Author of original report: UPDATE
*Author of original report: UPDATE
listed on other sites?
Those sites steal
Ripoff Report's
content.
We can get those
removed for you!
Find out more here.
Ripoff Report
willing to make a
commitment to
customer satisfaction
Click here now..
I see that there are numerous people who have been ripped off by this company. Not sure how they got your info, you either... a) applied online for a payday loan or b) applied for what you thought was a credit card.
They got me too. I have been fighting with them for a week. You can trying reaching them thru the website edpreporting.com. I sent 15 emails in one day and they finally responded. They won't issue a refund unless you file a police report. Once you do that they will submit proof that you did indeed apply for something. (they capture your IP address)
I filed a fraud report with my bank. I'm hoping my bank will give me back my money. I then had the bank freeze my account from allowing debits. It will however allow credits just in case I get my money back. I then demanded that EDP send me the card that I paid for. If you demand they cancel the order, they will, and your out all your money. By demanding the card, you at least only lose $59.95, unless you actually called them, which they charge you for.
It will take 15-20 days for you to get the card. I'm praying that I get a refund from my bank and then the card too. Small victory but a victory none the less. They will continue to debit your account. I strongly suggest freezing or closing the account they stole from. Hope this helps somebody.
Tried contacting them to no avail? Here are two email addresses jasmine@edpreporting.com or constantino@edpreporting.com. If nothing else you can blow up their email. Good luck to all. :-)
Tammy
Seffner, Florida
U.S.A.
EDitor's Suggestions on how to get your money back!
HERE IS WHAT RIP-OFF REPORT SUGGESTS YOU DO:
Go to your bank within 60 days of the charge, or as soon as you know about the charge, don't delay, and tell them that there has been fraudulent activity within your account. Explain that you wish to file a dispute, and demand that they assist you in accordance with Federal Regulation E.
According to the majority of victims interviewed by Rip-off Report, those who immediately called their banks to dispute the charges did not get very far. Many victims got the following responses from their banks: we could not do anything for you or you waited too long; it has been more than 60 days.
If the bank is says that you have waited too long, explain to them how you called their 800 number as soon as the charges were found, and were told by the bank that nothing could be done. Remind the bank that they failed to assist you properly at the 800 #, and instead, provided you with an inadequate explanation of your right to dispute. Tell the bank that it's their fault time has expired, and since they gave you the wrong info to begin with, they will just have to deal with it, take the loss and reverse the charges.
Tell them the truth; this was unauthorized and your account was NOT to be charged! Keep emphasizing how you never authorized anything! Direct them to the hundreds of victims reports that were filed on Rip-off Report.com. And if you're at the bank, walk them over to their computer and make them go to this site! If you are on the phone with them, tell them you will wait while they access this site! Either way, be persistent!
DO NOT TAKE NO FOR AN ANSWER!
Let them know nicely, that you were advised to Report them (the Bank) and this situation to the Banking Commission in your state. Since each state has a different name for the agency/controller over banks, find that name before you call or get to the bank so you can throw it in their face. The more knowledgeable you appear to be, the further you will get.
And just continue to demand the Federal Regulation E form! The bank CAN, MUST and WILL reverse the charge! But, you must be persistent; ask to speak to the supervisor or the area manager for all the branches in the state.
Let the bank personnel know you are meeting with the media later in the day, that you would much rather they do the right thing (as most other banks have) by looking at the complaints and immediately reversing the charge(s) to your account; no matter how long ago it was. Be sure to call the Media if necessary so you are telling the truth.
If you have to, be loud (but nice) in front of other customers. If you are just calling by phone, the above tactics should still work. The bank can easily fax or mail to you the Federal Regulation E dispute form.
CHARGES TO YOUR CREDIT CARD
If the charge was to your credit card (not debit card, check card, or checking account), contact the credit card company as soon as possible to request a dispute form. Consumers usually have a little longer to dispute fraudulent credit card charges (up to 6 months), but it is better to act right away. In this type of situation, credit card disputes are usually successful since fraudulent companies often won't contest the disputed charge. In rare cases, credit card companies will review disputes, but refuse to reverse the charges. If this occurs, complain to a manager and let them know you will be filing a report here.
Remember Don't let them get away with it! Make sure they make the Rip-off Report .. The more Reports filed on a Company or individual, the more likely it is that the authorities, media and attorneys will want to take action.
And good luck Let us know how you do!
ED Magedson Founder, Rip-off Report.com & Author of www.ripoffrevenge.com
EDitor@RipoffReport.com
badbusinessbureau.com
www.ripoffreport.com
Don't let them get away with it.
Make sure they make the Rip-off Report!
We are not lawyers.
We are not a collection agency.
We are Consumer Advocates.
...the victims' advocate
WE are Civil and Human Rights Activists
We are a Worldwide Consumer Reporting News Agency
...by consumers, for consumers
CLICK HERE to read about Credit Card Scams... find out how to get your money back. *Rip-off Report Investigation provides valuable information.
This report was posted on Ripoff Report on 05/10/2007 07:32 PM and is a permanent record located here: https://www.ripoffreport.com/reports/edp-edp-card-edp-reporting-homeland-visa/internet/edp-edp-card-edp-reporting-homeland-visa-ripoff-unauthorized-charges-to-checking-acc-248149. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
If you would like to see more Rip-off Reports on this company/individual, search here:
#3 Author of original report
UPDATE
AUTHOR: Tammy - (U.S.A.)
SUBMITTED: Tuesday, July 24, 2007
here are some more email addresses for EDP. I know that it is hard to get a response from them. I send 4-5 daily and copy everyone.
rose@edpreporting.com, jeff@edpreporting.com, lucious@edpreporting.com
I finally got my card after harrassing them for over 2 months but the card has zero balance. I was told there would be balance of $100 and I would be charged $59.95 processing fee. Hince the $159.95 they charge, now they tell me that the $159.95 is for processing and I have to send more money to put on card. Of course, I won't. I was able to get a refund from my bank so there is hope out there, all I can say to newbies who got ripped off is keep at it.
#2 Author of original report
UPDATE
AUTHOR: Tammy - (U.S.A.)
SUBMITTED: Tuesday, July 24, 2007
here are some more email addresses for EDP. I know that it is hard to get a response from them. I send 4-5 daily and copy everyone.
rose@edpreporting.com, jeff@edpreporting.com, lucious@edpreporting.com
I finally got my card after harrassing them for over 2 months but the card has zero balance. I was told there would be balance of $100 and I would be charged $59.95 processing fee. Hince the $159.95 they charge, now they tell me that the $159.95 is for processing and I have to send more money to put on card. Of course, I won't. I was able to get a refund from my bank so there is hope out there, all I can say to newbies who got ripped off is keep at it.
#1 Author of original report
UPDATE
AUTHOR: Tammy - (U.S.A.)
SUBMITTED: Tuesday, July 24, 2007
here are some more email addresses for EDP. I know that it is hard to get a response from them. I send 4-5 daily and copy everyone.
rose@edpreporting.com, jeff@edpreporting.com, lucious@edpreporting.com
I finally got my card after harrassing them for over 2 months but the card has zero balance. I was told there would be balance of $100 and I would be charged $59.95 processing fee. Hince the $159.95 they charge, now they tell me that the $159.95 is for processing and I have to send more money to put on card. Of course, I won't. I was able to get a refund from my bank so there is hope out there, all I can say to newbies who got ripped off is keep at it.
Advertisers above have met our
strict standards for business conduct.