Report: #1248433

Complaint Review: Financial Affairs - internet

  • Submitted:
  • Updated:
  • Reported By: Annette — Irving Texas USA
  • Financial Affairs internet USA

Financial Affairs Direct Lending Solutions This company pretends to be a fraud unit collecting for payday loans. Omaha, Nebraska Ohio

*REBUTTAL Owner of company: from the REAL Direct Lending Solutions

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Financial Affairs and Direct Lending Solution pretends to be a fraud detective colllecting for a payday loan that I owe.

I told the rep that I paid off the loan several years ago. They try to threaten me for payment and when I asked them where are they loacted , they hangup.  I told them that I filed a complaint and they hang up.  How did they get my info?  How can we stop them from ripping people off? These are the numbers that they use 402-817-7914 and 402-218-1022.


Where did they croooks come from. I have been reciving calls for 1 month.




This report was posted on Ripoff Report on 08/13/2015 06:02 PM and is a permanent record located here: https://www.ripoffreport.com/reports/financial-affairs/internet/financial-affairs-direct-lending-solutions-this-company-pretends-to-be-a-fraud-unit-colle-1248433. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 REBUTTAL Owner of company

from the REAL Direct Lending Solutions

AUTHOR: realDirectLendingSolutions - (USA)

POSTED: Saturday, October 15, 2016


I am the owner of the *real* Direct Lending Solutions, which was founded 12 years ago.   I founded Direct Lending Solutions in 2004 and I have made consumer advocacy a very high priority.  I have several pages on the website devoted to warning consumers about advance-fee loan scams, mortgage fraud, identity theft, email phishing schemes, and more.

Although the details that you provided suggest that the scammers used a variation on my company name, with a different location, I still wanted to leave a personal message.  

For the second time since I started the website, scammers have hijacked my company’s good name to make their shady operation appear credible.  I do not make loans, I do not take loan applications or collect consumer data, I do not have operators who call to “offer” loans, and I do not post classifieds.  In fact, the phone number that you listed in your complaint does not belong to my company at all.  I use a toll-free 800 number which is listed on the BBB website.

The advance-fee loan scam is a GLOBAL problem, and the scammers have been usurping the credibility and established reputations of legitimate companies for decades (even before the internet).  My company was an easy target this time around, because Direct Lending Solutions HAD an A+ rating for over 7 years with the Better Business Bureau.  So, for the low-life who wants to run a scam from a basement in some foreign country, what better company to hide behind than one that is 12 years old and has an A+ rating?  In fact, I spoke to someone recently who told me that the scammers actually used Direct Lending Solution’s A+ rating as leverage in their confidence scheme.

Unfortunately, you and I are both victims since you have had your money stolen and my company’s reputation has taken a serious hit.  Unbeknownst to me, these people were using “Direct Lending Solutions” on their phony letterhead for a few months, stealing money from a lot of people.   One of the victims believed that the scammers were being truthful when they told her that they worked for “Direct Lending Solutions in Southlake, Texas” and she filed a complaint with the BBB.  As a result, my rating has been reduced from an A+ to a C.  Anyway, this type of scam has been going on for decades or longer.  It’s a new take on the old confidence scheme; nowadays, it’s just easier for these crooks to operate globally using the internet and instant wire transfers.  

The Federal Trade Commission has information on their website that discusses how the advance-fee loan scam works.  Please note item #4 (https://www.consumer.ftc.gov/articles/0078-advance-fee-loans):

“A lender who uses a copy-cat or wanna-be name.  Crooks give their companies names that sound like well-known or respected organizations and create websites that look professional. Some scam artists have pretended to be the Better Business Bureau, a major bank, or another reputable organization; some even produce forged paperwork or pay people to pretend to be references. Always get a company’s phone number from the phone book or directory assistance, and call to check they are who they say they are. Get a physical address, too: a company that advertises a PO Box as its address is one to check out with the appropriate authorities.”

I have featured the following pages on directlendingsolutions.com for many, many years.  On the homepage of the website, in the upper left corner - I warn consumers about proliferating loan scams.  

Listed below are some of the main consumer pieces on my website that I wrote myself and have maintained for over a decade:

1)  https://www.directlendingsolutions.com/loan_scam.htm

2)  https://www.directlendingsolutions.com/phishing.htm  

3)  https://www.directlendingsolutions.com/loan-modification-scams.htm  

4)  https://www.directlendingsolutions.com/contact_us.htm    (very aggressive and heavily worded warnings above the contact form)

Annette, I understand how you feel because I was scammed when I was in college 20 years ago.  I just want you to know that the REAL Direct Lending Solutions (dot com) had absolutely nothing to do with what you’ve gone through.  I’m sorry this happened to you and if there is anything that I can do to help, please feel free to contact me.

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