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Report: #1295767

Complaint Review: Financial Halo TRUSTED BUSINESS | Ripoff Report Verified™ …businesses you can trust. Financial Halo offers services across a spectrum that is defined by making a difference in people’s lives. Financial Halo provides suites of services through strategic alliances with third party providers to help people improve their health and increase their net worth by accessing these services to reduce debt, save money and increase their assets. - El Dorado Hills California

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  • Reported By: ED Magedson - Founder, Ripoff Report — Tempe Arizona USA
  • Financial Halo TRUSTED BUSINESS | Ripoff Report Verified™ …businesses you can trust. Financial Halo offers services across a spectrum that is defined by making a difference in people’s lives. Financial Halo provides suites of services through strategic alliances with third party providers to help people improve their health and increase their net worth by accessing these services to reduce debt, save money and increase their assets. 991 Governor Drive Suite 101 El Dorado Hills , California USA

Financial Halo TRUSTED BUSINESS REVIEWFinancial Halo is dedicated to offering services across a spectrum that is defined by making a difference in people’s lives. Financial Halo initiated operations in October 2013 by offering a suite of services through their strategic alliances with third party providers. Financial Halo’s initial core concept was to help people increase their net worth by accessing these services to reduce debt, save money and increase their assets. These services are referred to as "Halos", each of which are separate programs that provide a service through their partner firms. Financial Halo focuses on eliminating debt while accelerating current net worth.

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Ripoff Report REVIEW /Commitment to Customer Satisfaction

Financial Halo joins Ripoff Report Corporate Advocacy Business Remediation & Customer Satisfaction Program -- a long name for a program that does a lot for both consumers and business alike.

Ripoff Report Corporate Advocacy Business Remediation & Customer Satisfaction Program -- a program that benefits the consumer, which helps to increase consumer satisfaction and confidence when doing business with a member business Verified By Ripoff Report.

When a company or individual joins the Ripoff Report Corporate Advocacy Program, they must make a commitment to us - in writing - to 'doing whatever it takes to make things right with their customers.' What does that mean? It means that Ripoff Report expects that members of our Corporate Advocacy Program will review and respond to ALL customer complaints promptly. It means that every complaint will be taken seriously and every customer will be treated fairly and with respect. It means if a customer did not receive what they expected, the company will work with that customer to fix the issue. It means that if a customer requests a refund and if there is any reasonable basis for that request, we expect the customer will be given a prompt refund (some refund requests may not be reasonable, so this does not mean a refund is guaranteed in every case). "Making things right" can mean lots of different things to different people, but our point is this - by working closely with the company or individual to resolve any disputes, Ripoff Report can track the footprints of customer service to ensure that our Corporate Advocacy Program members are doing everything they can to treat customers fairly and to increase their customer satisfaction.



ALL COMPANIES GET COMPLAINTS, BUT HOW THE COMPANY HANDLES THOSE COMPLAINTS, SEPARATES GOOD BUSINESSES FROM THE REST
Financial Halo is Ripoff Report Verified
Ripoff Report Verified™ .. part of Ripoff Report Corporate Advocacy Business Remediation & Customer Satisfaction Program.A program that benefits the consumer, assures them of complete satisfaction and confidence when doing business with a member business..

By ED Magedson - Founder, Ripoff Report

Financial Halo approached Ripoff Report with the intent of wanting to resolve any customer issues and reports posted on Ripoff Report.

As a Part of the Corporate Advocacy Program the member business allows Ripoff Report to send an email to all of those who filed a complaint in the past, letting the customer know, the member business wanted to make things right with them, whatever it takes to do so. Ripoff Report always monitors these emails to insure the member business does what they agreed to Financial Halo did just that.

FINANCIAL HALO CONTINUES TO CLARIFY WHO THEY ARE AND WHAT THEY CAN DO FOR CLIENTS

" Financial Halo is dedicated to offering services across a spectrum that is defined by making a difference in people’s lives. We initiated operations in October 2013 by offering a suite of services through our strategic alliances with third party providers. Our initial core concept was to help people increase their net worth by accessing these services to reduce debt, save money and increase their assets. These services are referred to as "Halos", each of which are separate programs that provide a service through our partner firms.

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MedXPrime. In September 2014 we expanded into the medical arena with a new division, MedXPrime, by introducing a life-saving DNA test that helps to prevent adverse drug reactions. We have continued to expand MedXPrime by offering doctors and medical facilities several services which provide better healthcare to their patients and increased revenue.

DNA Testing. MedXPrime offers 'Personalized Medicine' in the form of DNA testing helping to prevent adverse drug reactions. This valuable service introduces 'Tomorrow's Medicine, Today' and helps to save lives in the process. According to the Vanderbilt University Medical Center, over 125,000 people die each year from Adverse Drug Reactions, the 4th leading cause of death in America, a completely needless tragedy. ADRs affect millions of people with over 2 million people hospitalized each year. With MedXPrime physicians and patients alike are educated to prevent ADRs with a very simple, live-saving test. Our credo is that "Every Doctor, Every Patient" needs to know about this life-saving pharmacogenetics test.

Forensic Insurance Accounts Receivable Recovery. Our suite of services includes a proprietary forensic insurance accounts receivable service that helps doctors recover claims that have been denied and uncollectible. This can return tens and hundreds of thousands of dollars to the doctor’s bottom line that was not expected to be recovered.

Annual Wellness Visits. Another service adding income to the medical practice is our Annual Wellness Visit which can also easily add six figures a year to the doctor’s income. Driven by our provider’s proprietary software, the AWV provides important information that improves patient’s health and well-being while creating new revenue to the medical practice.

MyInsuranceHalo. Financial Halo has also formed a strategic partnership arrangement with a national independent insurance marketing organization. The arrangement between our two companies creates an additional “Halo” service to help Americans get out of debt, including their home, often in ten years or less without spending additional money each month. In addition to debt elimination this Halo service also protects the consumer from financial distress which often follows major illnesses such as heart attack, stroke and cancer by providing a lump sum benefit up to two million dollars upon diagnosis. This unique “Living Benefit” will save people from the devastating financial consequences of life-challenging health issues.



MyTaxHalo. Our provider for this service is one of the top ranked companies in the country. Using a strong family-based approach, they help people resolve IRS challenges that save their clients tens of thousands of dollars. They have settled with the IRS for an impressive reduced percentage of the original claim. Relieving the emotional strain of being under an IRS investigation and resolving huge financial challenges, this Halo provides considerable relief to their clients.

MyDebtHalo. This Halo provider helps people who have unmanageable debt and cannot meet their financial commitments. Using strategies proven over 12 years, they can assist their clients in protecting their assets, stopping collection phone calls and letters, resolving their debt and restoring their credit rating. This program allows people to establish a firm financial footing and begin to move forward with their financial goals.

Financial Halo has developed a strong reputation for providing a diversified suite of financial products along with specialized practice management programs for medical professionals. We are dedicated to providing programs that affect people in significant and meaningful ways, helping to resolve financial issues that are deeply burdensome and emotionally very difficult.



Business Opportunity. Along with these life-changing services, the company also offers a business opportunity of 'Doing Well by Doing Good' with a generous compensation plan, training and support. Our core precept for our Associates is to create a business in which they can create multiple streams of income from diversified profit centers by combining much needed debt and tax relief for individuals and business owners; a suite of services for doctors and hospitals that will increase their revenue along with a means to save lives by reducing Adverse Drug Reactions with pharmacogenetics testing. Creating relationships across different areas of interest allows our representatives to build a business with multiple streams of income from diversified profit centers.

With either Financial Halo services or the MedXPrime programs, a Financial Halo representative, in effect, has several businesses they may develop under a either a single marketing entity or both Financial Halo and MedXPrime. While any one of our Halo services may provide the income to achieve one’s financial goals, we stress that it is the aggregated income from all Halos that creates the financial security that people seek.

We expect many customers to go to an Associate’s website with one particular Halo in mind only to find that they may also have other needs satisfied through Financial Halo as well. This cross-marketing aspect of our suite of services is a key advantage leading to greater business activity.

We emphasize that success with Financial Halo and MedXPrime results only from successful sales efforts which require hard work, diligence, and leadership. Our Associates' success always depends upon how effectively they exercise these qualities.



WHY FINANCIAL HALO IS BETTER THAN THEIR COMPETITORS

Financial Halo-MedXPrime has a unique program that provides a highly rewarding experience of 'doing well by doing good'. As a corporate culture, we believe that moving our representatives to a higher place of performance and personal reward is our highest goal. Every decision we make each day is predicated on how it will affect the people that have joined us to make a great company. We truly believe that 'we are all in this together' and seek to empower people to create a lifestyle by design by sharing our vision and helping others.

FINANCIAL HALO - STATEMENTS FROM THE CEO

"As CEO of Financial Halo-MedXPrime, I am thankful each day for the opportunity to serve others with our life changing and lifesaving services. Our dedicated staff work diligently each day to work with each representative's well-being in mind. Our constant goal is to improve the Financial Halo-MedXPrime experience for our representatives. We have been so very fortunate to attract thousands of like-minded people, each of them dedicated to making a difference in the lives of others. As a group, we have the opportunity to be a huge force for good in our world.

Financial Halo offers a suite of services provided under contract by third party providers. Operating under a network marketing business model, our core customer concept is to help people improve their lives in dramatic and meaningful ways by accessing these Halo services. Our core precept for our Sales Associates is to create a business by which they can create multiple streams of income from diversified profit centers. A Financial Halo representative, in effect, has several businesses they may develop under a single marketing entity. While any one of our Halo services may provide the income to achieve one’s financial goals, we stress that it is the aggregated income from all Halos that creates the financial security that people seek. We expect many customers to go to an Associate’s website with one particular Halo in mind only to find that they may also have other needs satisfied through Financial Halo as well. This cross-marketing aspect of our suite of services is a key advantage leading to greater business activity.

Financial Halo announced a new program, MedXPrime, in September 2014 to introduce pharmacogenetic (PGx) DNA testing to medical practitioners and the public. PGx testing is an accepted but relatively new procedure that allows physicians to prescribe medications based on a patient’s unique DNA profile. This test provides the means to avoid adverse drug reactions, currently the 4th leading cause of death in America. MedXPrime has captured the imagination of several hundred medical sales professionals who have joined the company to market this program. Financial Halo intends to use the MedXPrime platform to expand its offerings to include products related to epigenetics and neutrigenomics. There is a growing awareness and appreciation among consumers and the media for a genetic-based approach to health and well-being. With a sales force comprised largely of medical and health professionals, we will capitalize on our ability to introduce new related products to the marketplace.

BUSINESS & REVENUE MODEL

MedXPrime constitutes a unique solution by implementing a Network Marketing business model to expand the customer and distribution base. Network Marketing has proven to be one of the fastest means of distribution into the marketplace available.

Training Program: MedXPrime offers training programs designed to provide the necessary education and support tools to help the distributor reach his or her intended sales goals.

Experienced Leadership for Network Marketing Strategy: MedXPrime has well-seasoned individuals with a combined 50+ years of Network Marketing experience between the CEO and COO along with scores of similarly experienced leaders currently building a MedXPrime business.

At Financial Halo LLC we pride ourselves in using the highest quality SERVICE.

We create strategic alliances with companies that are characterized by the highest integrity and world class customer service and support. These companies share our values and vision for helping people in meaningful and significantly life changing ways.



ANY BUSINESS THAT CAN ADMIT THEY MADE MISTAKES AND CORRECTS THOSE MISTAKES IS A BUSINESS YOU CAN TRUST AND WORTH DOING BUSINESS WITH

As stated above, Financial Halo LLC is committed to 100% customer satisfaction and has made every possible effort to ensure that all customers have a positive experience while at their business.

After speaking with the management at Financial Halo LLC and emailing anyone who filed a complaint in the past, Ripoff Report is proud to give Financial Halo LLC a positive Rating. Financial Halo LLC made efforts to ensure that all customers were satisfied and owner, CEO, or Managing Member assured Ripoff Report that the business has an improved business model that features customer satisfaction as the top priority.

STATED IMPROVEMENTS FROM FINANCIAL HALO

Their new policy is to always contact all customers to gather valuable feedback so that they can continue to adapt and deliver the best customer service possible. Financial Halo LLC is willing to go beyond the call of good customer service and do what it takes to make things right with their customers.

Financial Halo LLC is dedicated to customer satisfaction by ensuring that the providers of our Halo services have proactive and responsive customer service programs. As the marketing arm for our strategic partners, we do not sell products or services directly to customers or clients. Our only 'internal customer' is our sales representatives who engage the Financial Halo-MedXPrime business opportunity. Our representatives refer customers to our providers who then sell and service them directly. Any products or services purchased by customers are direct transactions with each provider. Financial Halo-MedXPrime does not sell directly to any customers. Our selection of the service providers includes confirmation that they have a diligent and conscientious customer support program that is implemented with a high degree of professionalism and customer satisfaction. Our policy is to always work with each provider to gather valuable feedback so that they can continue to adapt and deliver the best customer service possible.

Financial Halo LLC is willing to go beyond the call of good customer service and do what it takes to help our providers make things right with their customers. We have implemented a strong and positive representative support program to ensure their satisfaction. As long as representatives follow our policy and procedures and accept the responsibility of their commitments to the company, we always strive to do the right thing on their behalf. When our representatives join our company, they review certain agreements that define their responsibilities and commitments. Their enrollment requires that they acknowledge and agree to these policies. When unrealistic demands are made by representatives, we are committed to resolving the issues in the most amicable way possible. Financial Halo LLC is dedicated to customer satisfaction and providing prompt response and resolution to inquiries.

Financial Halo LLC receives a positive rating for their commitment to Ripoff Report Corporate Advocacy Business Remediation & Customer Satisfaction Program. Financial Halo LLC receives a positive rating for their commitment to Ripoff Report Corporate Advocacy Business Remediation & Customer Satisfaction Program. *Any consumer not receiving satisfaction from a member of Ripoff Report's Corporate Advocacy Business Remediation and Customer Satisfaction Program should email us at EDitor@ripoffreport.com.

This kind of dedication to customer service means that Financial Halo LLC will do whatever it takes to make sure their customers are properly taken care of.

In the future, if anyone has any complaints or concerns with Financial Halo LLC, you are invited to contact them directly via email: sunil@financialhalo.com (again, please be sure to cc: EDitor@ripoffreport.com so we can keep track of the company's response and to insure customer satisfaction). You can call Financial Halo LLC directly at (888) 610-5594.

As always, Ripoff Report cannot guarantee that every customer or employee will always be 100% satisfied in every case, but we promise that if you have any concerns with Financial Halo LLC or any of our Corporate Advocacy Program members, we will do everything we can to see that the issue is addressed quickly and that you are treated fairly and with respect. Any issues you think you cannot resolve with any member of Ripoff Report's Corporate Advocacy Program, please contact us at EDitor@ripoffreport.com.

Remember, just because a company or individual is reported on Ripoff Report does not mean you should not do business with them. Use Ripoff Report information as a tool to your advantage. Be knowledgeable about any company or person you hire. Also, don't be afraid to ask questions and get additional information until you feel comfortable in allowing them to work for you.

Be sure to contact us with your questions and comments about any business that is part of the Corporate Advocacy Business Remediation and Customer Satisfaction Program. Your questions, comments and suggestions are always welcome and will be considered even if we don't agree with them. Please realize Ripoff Report is chartering in new territory, working to make a change for both consumers and businesses alike.




How does a business get Ripoff Report Verified™

The member business allows Ripoff report to email everyone from the past. Those who respond to Ripoff report with a valid complaint must be take care of.. they have made a commitment that if anyone contacts Ripoff Report in the future, they will make things right within 14 days. The member business must err on the side of their customers. Otherwise the member business is off the program.

Ripoff Report has determined that Financial Halo meets Ripoff Report Verified™ standards which include a commitment to make a good faith effort to resolve any consumer complaints. Members of the Corporate Advocacy Business Remediation and Customer Satisfaction program do pay a fee for our on-site review, 24 hour monitoring and for support with customers to resolve any disagreements.

Ripoff Report sends a 3rd party service to do an onsite inspection of the new member business. The on-site inspection / review does not mean that the products or services offered by the business have been evaluated or endorsed by Ripoff Report, and has not made a determination as to the business' product quality or competency in performing services. We can verify, that Ripoff Report went to the business, verified their business or “work from home business”, there for, if a customer in the future does not get treated correctly, Ripoff Report can get the problem resolved. If not, and the customers is right, the member business will be taken off the Corporate Advocacy Program. Remember, Ripoff Report emailed every customer from the past that filed a complaint to make sure the member business made things right with customers from the past. Again, to err on the side of their customer, those from the past and those in the future.

Consumers can feel safe confident and secure when doing business with Financial Halo.

Here's why:

Read about Ripoff Report Corporate Advocacy Business Remediation & Customer Satisfaction Program, and about Financial Halo’s Commitment to Excellence and Consumer Satisfaction.

Consumers should feel safe, confident and secure when doing business with a member of Ripoff Report's Corporate Advocacy Business Remediation & Customer Satisfaction Program, yes, a long name for a program that does a lot for both consumers and businesses alike.


Written by,

..Ripoff Report Corporate Advocacy Business Remediation and Customer Satisfaction Program team..

..by consumers, for consumers
Ripoff Report

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This report was posted on Ripoff Report on 03/24/2016 07:25 PM and is a permanent record located here: https://www.ripoffreport.com/reports/financial-halo-trusted-business-debt-reduction-el-dorado-hills-california-1295767. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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