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Report: #343823

Complaint Review: First Deposit Capital - Nationwide

  • Submitted:
  • Updated:
  • Reported By: Person California
  • First Deposit Capital 2351 Lockwood Street Oxnard CA Nationwide U.S.A.
  • Phone:
  • Web:
  • Category: Loans

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First Deposit Capital may act like a lender but they are really just a broker and will take an up front fee and probably not give it back.

Anonymous
Person, California
U.S.A.

This report was posted on Ripoff Report on 06/24/2008 05:11 PM and is a permanent record located here: https://www.ripoffreport.com/reports/first-deposit-capital/nationwide/first-deposit-capital-first-deposit-capital-is-not-a-lender-but-a-broker-oxnard-california-343823. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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Updates & Rebuttals

REBUTTALS & REPLIES:
0Author
5Consumer
1Employee/Owner

#6 UPDATE Employee

Rebuttal to Defamatory Posting

AUTHOR: First Deposit Capital - (U.S.A.)

POSTED: Tuesday, August 26, 2008
It is VERY easy for a competitor and, or a disgruntled Broker to post derogatory
information about a successful company.
Please note that this is an anonymous posting, as is the BBB posting!
This is posted by someone who obviously is not willing to use their real name or contact information, because they know they will be met with a severe lawsuit.
This posting is meant to hurt our successful company and our Brokers and borrowers nationwide. Our company is in fact a direct lender and has a history of success!

We welcome your calls regarding this wrong and defamatory posting by someone not even willing to use there real information

1.866.484.7555

Thank You

First Deposit Capital LLC
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#5 UPDATE Employee

Rebuttal to Defamatory Posting

AUTHOR: First Deposit Capital - (U.S.A.)

POSTED: Tuesday, August 26, 2008
It is VERY easy for a competitor and, or a disgruntled Broker to post derogatory
information about a successful company.
Please note that this is an anonymous posting, as is the BBB posting!
This is posted by someone who obviously is not willing to use their real name or contact information, because they know they will be met with a severe lawsuit.
This posting is meant to hurt our successful company and our Brokers and borrowers nationwide. Our company is in fact a direct lender and has a history of success!

We welcome your calls regarding this wrong and defamatory posting by someone not even willing to use there real information

1.866.484.7555

Thank You

First Deposit Capital LLC
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#4 UPDATE Employee

Rebuttal to Defamatory Posting

AUTHOR: First Deposit Capital - (U.S.A.)

POSTED: Tuesday, August 26, 2008
It is VERY easy for a competitor and, or a disgruntled Broker to post derogatory
information about a successful company.
Please note that this is an anonymous posting, as is the BBB posting!
This is posted by someone who obviously is not willing to use their real name or contact information, because they know they will be met with a severe lawsuit.
This posting is meant to hurt our successful company and our Brokers and borrowers nationwide. Our company is in fact a direct lender and has a history of success!

We welcome your calls regarding this wrong and defamatory posting by someone not even willing to use there real information

1.866.484.7555

Thank You

First Deposit Capital LLC
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#3 UPDATE Employee

Rebuttal to Defamatory Posting

AUTHOR: First Deposit Capital - (U.S.A.)

POSTED: Tuesday, August 26, 2008
It is VERY easy for a competitor and, or a disgruntled Broker to post derogatory
information about a successful company.
Please note that this is an anonymous posting, as is the BBB posting!
This is posted by someone who obviously is not willing to use their real name or contact information, because they know they will be met with a severe lawsuit.
This posting is meant to hurt our successful company and our Brokers and borrowers nationwide. Our company is in fact a direct lender and has a history of success!

We welcome your calls regarding this wrong and defamatory posting by someone not even willing to use there real information

1.866.484.7555

Thank You

First Deposit Capital LLC
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#2 Consumer Comment

Better Business Bureau listing

AUTHOR: Skipper - (U.S.A.)

POSTED: Wednesday, July 23, 2008
This should tell you all you need to know about FDC. If the BBB has concerns with First Deposit, then you should too.


http://www.santabarbara.bbb.org/BBBWeb/Forms/Business/CompanyReportPage_Expository.aspx?CompanyID=92005273
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#1 REBUTTAL Individual responds

Response to Anonymous Posting

AUTHOR: Edsall - (U.S.A.)

POSTED: Thursday, July 17, 2008
We are the attorneys for First Deposit Capital and Neil Camenker. We wanted to set the facts straight and respond to a libelous false statement that was posted on 6/24/2008, as follows:

1.)First Deposit Capital and Neil Camenker are a licensed California Lender. License number 603-F098.

2.) The posting is false and was either placed by a competitor or by an applicant that had their loan turned down.

Loans can be and are turned down by this lender as well as by any lender for a variety of reasons including but not limited to the fact that the property does not appraise for the value that the applicant expected or that the applicant provides false or incomplete information, that once discovered renders the borrower not credit worthy. These facts are not usually discovered by a lender until after an independent appraisal is paid for and when the due diligence is completed including verifying the information the applicant provides.

Respectfully submitted by,

David E. Edsall, Esq.
Business Law, Estates & Probate
Civil Litigation
Edsall & Norris
Attorneys at Law
751 Daily Drive, Suite 325
Camarillo, CA 93010
Tele: (805) 484-9002 Fax: (805) 482-1472 EdsallAndNorris.com
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