GL HOMES GL HOMES KEEPING MY EARNEST MONEY ($66,000) AFTER THEIR SALESWOMAN MISREPRESENTED ME INTO A CONTRACT UNDER FALSE PRETENSES RE PRE-APPROVAL Sunrise Florida

In July 31 of 2021, I Andres J and My wife

Maria J, signed a contract to buy a house to be

build by GL homes in Winding Ridge Community.

At the time that we signed the contract, We tendered total deposits

in the amount of $66,632.00.

Although We were very excited about the prospect of building our 

dream “forever” home with Seller, prior to contract execution, We 

expressed our concern for obtain financing due to our bankruptcy

filling two years prior and loss of our business income resulting from

the Covid-19 pandemic. The Seller’s Sales Agent, Alexandra P,

made representations that materially induced the Purchasers into moving 

forward with contract execution. Ms P represented to the Purchasers

in front of several readily available witnesses, that in the event the 

Purchasers were unable to ultimately procure financing, “It won’t be a

problem. That would be considered a hardship situation and the deposit

money would be refunded to us”.

 In direct reliance upon Ms P. statement, We proceed with entering

into the Contract, tendering deposits and commencing the loan application

process. We applied for a Mortgage Loan with GL Financing on August 3, 2021

within a matter of days they denied our application citing “income insufficient

for credit requested” so the contract shall terminate and the Parties shall be

relieved of all further rights and obligations.

 Immediately upon receipt of the denial of the pre-approval from GL Financial,

We contacted Ms Poirier who then referred to Albert M., a senior loan

officer with 1st Financial Inc., who was a personal friend of Ms P.

Notwithstanding my lack of creditworthiness of my credit report, Mr M.

furnished a written Pre-Approval for Us on August 30, 2021.

The correspondences between Mr. M., Ms P. and Us evidence concerns

about our creditworthiness.

Upon receipt of the Pre-Approval by 1st Financial on August 30, 2021 we didn’t

receive any further communication or correspondence from Mr. M.

The home was nearing to completion. Mr M. asked for a new application

because He lost his data on his computer. After submitting a new application,

He denied Us for a Pre-approval and He even refused to give Us a written denial.

We try to obtain financing with several other lenders including submitting a new 

application with GL Financing. All the lenders conclusively refused to extend a 

Pre-Approval to Us on basis of our prior bankruptcy filing and our lack of income.

During all this time We try to get in contact with GL Homes and they were

refusing our calls and emails. We went to their offices to talk with them and

they just rejected our explanations saying  that “GL Homes is not responsible for

the sales agents words or what she promised to us”.  

For about 3 months GL Homes knew about our situation and was

avoiding us like nothing was happening. A week ago we just received

an email from GL Financing saying that they have special plans for

customers with credit and bankruptcy problems. I felt this was to justify their lack 

of sympathy for our problems, it was a joke for us.  

This Home is now worth $300,000.00 more than our

initial contract. This is not enough for them, They will keep my earnest

money too. 

GL Homes they don’t care about your feelings. This people just try to 

get your money, and as soon as you sign the contract they will make you

regret if you make one mistake, because they have “The Best contract”

called bullet-proofs, or customer-proofs. Which means the buyer always loses no matter what.

In the answer from GL homes you can find out, that they just lie to the people. He wrote "We always strive to create 

a happy homebuyer experience for our customers" that is a lie my 2 little daughters, my wife and me are not happy, 

because we don't have a place to live. We don't any money in the bank after 2 years that I was promise them for a home.

I can see that you don't have any remorse to took our money, but at least I'll be happy if 1 person see this review, and avoid to make business with your company and suffering what we are feeling right now.