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Report: #433049

Complaint Review: Greenbridge Lending Group - Florence Oregon

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  • Reported By: Florence Oregon
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  • Greenbridge Lending Group 210 Bland Ave, Bluefield, West Virginia Florence, Oregon U.S.A.

Greenbridge Lending Group Greenbridge Lending Group is a HUGE SCAM!!! Bluefield West Virginia

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To Whom It May Concern:
I am a devoted wife and mother. Our family has been through a very rough time and just got hit the hardest with a scam that I would like to inform you about.

On July 1, 2008 my husband whom is 26years old was admitted to Sacred Heart Medical Center to undergo his third open heart surgery. Due to his condition and the fact that we have a 4 year old son (he was 3 at the time) I was unable to work. 2008 was a very trying year for us; we went from him making $17 an hour at a 40+ hr week job and me making $10 an hour at a 40 hour week job to $0 income all in a matter of one week. Luckily because of our situation we qualified for a state program called TANF (Temporary Assistance For Needy Families) which would allow us a small amount of cash to pay for the necessities. The amount we were awarded in TANF however wasn't enough for us to continue to rent our home so we ended up having to live in a tent in a friends' yard for a month and a half until we were able to find, qualify and move into a Section 8, HUD housing apartment in Florence.

While living in the apartments my husband was finally able to make a complete recovery and is now back to volunteering on a fire department as a volunteer firefighter. Also while living in the apartments we were both able to obtain employment with the company that owned them. My husband is the maintenance manager for the companies Reedsport property while I am the Resident manager of the companies Florence property. We had thought that we were finally on our feet again when our car started breaking down on a regular basis. I, trying to provide the best solution for my family, went online and started applying for a Personal and/or Auto Loan. Because of all the recent medical problems and lack of income we do not have good credit to say the least.

To my surprise I received a call from Greenbridge Lending Group stating that I was approved for a $10,000 loan. We were ecstatic!!! Greenbridge Lending Group faxed an agreement to me at work to look over. When I got it and read it I was a little skeptical, so I had a friend of mine who is a paralegal look over the documents. The documents stated that I would have to make a Collateral Security Payment of six months worth of payments prior to them funding my loan since I had nothing to place for collateral. After she looked them over she said that everything was legally sound. Needless to say I sent them the payment totaling $1100 ($200 of which we barrowed from a friend) with the promise that the loan would be direct deposited into our savings account the next day. Against my better judgment, I had sent this company my rent payment, electricity payment and water/sewer payment all on the promise that the funds would be available to me the very next day.

The next day I was continually checking my account balance so that I could withdraw the funds to pay my bills and nothing had changed. In the late afternoon Greenbridge Lending Group calls me. They said that the lender overlooked my file again and because my credit was not the greatest they are requesting another six moths worth of payments upfront but that I wouldn't be required to make a payment for the first year. I was in a panic and in my mind I had no other choice but to find a way to come up with another $1100 to send them so that they would fund the loan just so that I could pay my bills. I, by some miracle found someone that loaned me the $1100 needed. However it was a holiday weekend so the funds wouldn't be available until Tuesday.

Tuesday comes around and again I am constantly checking our bank account when I get a call from Greenbridge Lending Group. That stated that the lender has backed out of the contract and that they are taking legal actions against them to for breach of contract, whoever they have given all of my file to another lender who is willing to lend to me. The issue with this lender is their minimum loan amount is $20,000 in which they to will require a Collateral Security Payment of $2200 and the full amount of the loan would be deposited into my account within 4 to 6 hrs.

My heart sank; I didn't know what to do at this point. I explained to them that I don't have anymore money because I had sent them everything I have and then some. I also explained to them that I will be getting evicted for non payment of rent without the funds that I've already sent them. I requested that they refund the $2200 that I had already sent them. They stated that they would be more then happy to refund me those funds on March 9th when their bank cut checks.

After talking to the friend that had loaned me the $200 earlier, who knew of the situation we were in, she again loaned us the $2200. Four hours later I start checking our bank account again. Again my phone rang and it was Greenbridge Lending Group. According to Jason Conner (the account rep I was currently working with) because the lender is from Canada when they tried to send the loan to our account the US government placed a hold on it. The US government will release the funds after the $6000 fee is paid. Greenbridge Lending Group would like to help by paying half of the fee but that I would have to somehow come up with the other $3000. I proceeded to inform them that there is no possible way for me to come up with the $3000 and that I would like the $4400 that I've already sent them returned. They stated that the funds will be returned to me on March 9th.

Since then I have called the Citizens' Representative and spoke with a gentleman that explained to me that it is a complete and total SCAM. Not to expect any money back and DO NOT SEND them the $3000 they have requested. He also suggested filing a complaint with the Federal Trade Commission in which I did. While trying to better my families current situation I not only threw away our bill money I now owe $3600 to other people that I have no idea how to come up with. I am not asking for a hand out or help in paying for anything I just want to make people aware of this scam so that it might prevent someone else from making the same HUGE mistake I did.

Your Average Family

Firefighters wife
Florence, Oregon

This report was posted on Ripoff Report on 03/11/2009 11:01 AM and is a permanent record located here: The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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