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Report: #16457

Complaint Review: HH Gregg/GE CAPITAL CONS CARDCO - Lafayette Indiana

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  • Reported By: Indiana
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  • HH Gregg/GE CAPITAL CONS CARDCO 311 Sagamore Parkway Lafayette, Indiana U.S.A.

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Last March (2001) we purchased a refrigerator from HH Gregg on the 90 days same as cash plan. In April I sent a payment of $180.
(only about $20 was required). In May I didn't send a payment but in June I sent another payment of $200 (again much more than was required). I then paid the balance off a week before it was due.

The next statement billed me for the entire amout of the interest. I called the credit company and they told me if I missed two months in a row it voided the credit agreement. I hadn't done that, so I went to HH Gregg and told the manager the whole story. He listened and then called the credit company and handed me the phone and walked off. GE told me the same thing they had just told me at home to which I responded that they had just lost HH Gregg a customer. The woman on the phone said sorry about that, and that was the end of the discussion.
I dumped my cut up HH Gregg card on the desk in front of the assistant manager and he never looked up or said a word.

I will never shop at HH Gregg again because I feel it was their responsibility to make sure the credit company they used was honest. GE CAPITAL CONS CARDCO is not!

Susan
Lafayette, Indiana

This report was posted on Ripoff Report on 03/11/2002 12:00 AM and is a permanent record located here: https://www.ripoffreport.com/reports/hh-greggge-capital-cons-cardco/lafayette-indiana-47904/hhgreggge-capital-cons-cardco-ripoff-lafayette-indiana-16457. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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REBUTTALS & REPLIES:
0Author
6Consumer
0Employee/Owner

#6 General Comment

Bad Customer Service

AUTHOR: Norman - (U.S.A.)

POSTED: Tuesday, April 27, 2010

Sounds like all they want is your money and can care less about being honest and up front about their 90 days same as cash program, It's a "What ever it takes to sell something Deal" Sign the contract, Thank You, and now get the heck out of here sucker. They make money doing business this way, but they are making sure that people don't return and as for their future business, who would want to take a crap shoot with them. Why can't they Just be Honest and warn people of common mis understandings, That's what a Good Business does.

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#5 Consumer Comment

HH Gregg...STEP UP TO THE PLATE!

AUTHOR: Andrew - (U.S.A.)

POSTED: Friday, September 22, 2006

Clearly Brad in Fort Wayne is correct that Susan didn't read the fine print, and when she skipped a month's payment she made it hard to plead her case. I do business pretty regularly with the HH Gregg in Ft.Wayne though, and in Susan's defense

I feel this could've been avoided had the salesperson simply explained the program to her. After all, there's a lot of fine print in those documents, and much of it is difficult for some people to comprehend. A simple explanation would've helped.

That aside I feel very strongly that HH Gregg did not handle this properly. Susan was treated poorly, and there's no excuse for poor customer service. Whether HH Gregg could've done anything with GE Capital or not, and frankly I have a hard time believing they couldn't have done more, they could've at least offered Susan a Gift Certificate, or something of the like, and a sincere apology for not explaining things to her.

I don't think HH Gregg is a bad company to do business with, but I would suggest that this be brought up at an employee meeting in the near future, and I suggest HH Gregg work on better training their salespeople.

Susan, I hope you write a letter to HH Gregg too, because I think you've got a valid complaint, but not with GE Capital as you can't fault anyone else for not reading the fine print.

All in all though sites like this are great and doing us all a great service. Big companies are losing track of what it is to provide good customer service, and build relationships with their customers. Many of us will pay a little more for better service in the end, and there's a lot to be said for consumer loyalty...

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#4 Consumer Comment

HH Gregg...STEP UP TO THE PLATE!

AUTHOR: Andrew - (U.S.A.)

POSTED: Friday, September 22, 2006

Clearly Brad in Fort Wayne is correct that Susan didn't read the fine print, and when she skipped a month's payment she made it hard to plead her case. I do business pretty regularly with the HH Gregg in Ft.Wayne though, and in Susan's defense

I feel this could've been avoided had the salesperson simply explained the program to her. After all, there's a lot of fine print in those documents, and much of it is difficult for some people to comprehend. A simple explanation would've helped.

That aside I feel very strongly that HH Gregg did not handle this properly. Susan was treated poorly, and there's no excuse for poor customer service. Whether HH Gregg could've done anything with GE Capital or not, and frankly I have a hard time believing they couldn't have done more, they could've at least offered Susan a Gift Certificate, or something of the like, and a sincere apology for not explaining things to her.

I don't think HH Gregg is a bad company to do business with, but I would suggest that this be brought up at an employee meeting in the near future, and I suggest HH Gregg work on better training their salespeople.

Susan, I hope you write a letter to HH Gregg too, because I think you've got a valid complaint, but not with GE Capital as you can't fault anyone else for not reading the fine print.

All in all though sites like this are great and doing us all a great service. Big companies are losing track of what it is to provide good customer service, and build relationships with their customers. Many of us will pay a little more for better service in the end, and there's a lot to be said for consumer loyalty...

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#3 Consumer Comment

HH Gregg...STEP UP TO THE PLATE!

AUTHOR: Andrew - (U.S.A.)

POSTED: Friday, September 22, 2006

Clearly Brad in Fort Wayne is correct that Susan didn't read the fine print, and when she skipped a month's payment she made it hard to plead her case. I do business pretty regularly with the HH Gregg in Ft.Wayne though, and in Susan's defense

I feel this could've been avoided had the salesperson simply explained the program to her. After all, there's a lot of fine print in those documents, and much of it is difficult for some people to comprehend. A simple explanation would've helped.

That aside I feel very strongly that HH Gregg did not handle this properly. Susan was treated poorly, and there's no excuse for poor customer service. Whether HH Gregg could've done anything with GE Capital or not, and frankly I have a hard time believing they couldn't have done more, they could've at least offered Susan a Gift Certificate, or something of the like, and a sincere apology for not explaining things to her.

I don't think HH Gregg is a bad company to do business with, but I would suggest that this be brought up at an employee meeting in the near future, and I suggest HH Gregg work on better training their salespeople.

Susan, I hope you write a letter to HH Gregg too, because I think you've got a valid complaint, but not with GE Capital as you can't fault anyone else for not reading the fine print.

All in all though sites like this are great and doing us all a great service. Big companies are losing track of what it is to provide good customer service, and build relationships with their customers. Many of us will pay a little more for better service in the end, and there's a lot to be said for consumer loyalty...

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#2 Consumer Comment

HH Gregg...STEP UP TO THE PLATE!

AUTHOR: Andrew - (U.S.A.)

POSTED: Friday, September 22, 2006

Clearly Brad in Fort Wayne is correct that Susan didn't read the fine print, and when she skipped a month's payment she made it hard to plead her case. I do business pretty regularly with the HH Gregg in Ft.Wayne though, and in Susan's defense

I feel this could've been avoided had the salesperson simply explained the program to her. After all, there's a lot of fine print in those documents, and much of it is difficult for some people to comprehend. A simple explanation would've helped.

That aside I feel very strongly that HH Gregg did not handle this properly. Susan was treated poorly, and there's no excuse for poor customer service. Whether HH Gregg could've done anything with GE Capital or not, and frankly I have a hard time believing they couldn't have done more, they could've at least offered Susan a Gift Certificate, or something of the like, and a sincere apology for not explaining things to her.

I don't think HH Gregg is a bad company to do business with, but I would suggest that this be brought up at an employee meeting in the near future, and I suggest HH Gregg work on better training their salespeople.

Susan, I hope you write a letter to HH Gregg too, because I think you've got a valid complaint, but not with GE Capital as you can't fault anyone else for not reading the fine print.

All in all though sites like this are great and doing us all a great service. Big companies are losing track of what it is to provide good customer service, and build relationships with their customers. Many of us will pay a little more for better service in the end, and there's a lot to be said for consumer loyalty...

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#1 UPDATE Employee

Have to Read the Fine Print

AUTHOR: Brad - (U.S.A.)

POSTED: Wednesday, December 11, 2002

Susan,

I am an employee of HH Gregg in the Fort Wayne store, and first I must apologize for your bad experience. If someone had explained matters to you more completely, this may have been avoided.

First off, GE Capital sets the terms for our financing options. HH Gregg does not have any say in what GE Capital does.

The most important thing which should have been conveyed to you is the fact that there is a payment due EVERY month, regardless of how much was paid the previous month. This is in the cardholder agreement, and should have been made clear to you by your salesman. Three=percent of the balance is the minimum payment due, and it must be made regardless of how much was made the month before.

I am sorry for the confusion with GE Capital, and hope you will choose to do business with HH Gregg again.

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