IDT financial Gift2Go Visa Cards Ripped me off totally! Newark New Jersey

I received a $50 visa gift card issued by these people.  The expiration date is 11/18.  I tried to use it the other day and it was declined.  I then called the company and they said there is some kind of monthly service fee and that fee had taken all of the $50.  Of course this information is very small on the back and mostly covered up by the indentions of the card number, so it is extremely hard to read.

If the card doesn't expire until 11/18, I should have my $50 still available.  I called the phone number and got an upity woman would could have cared less and basically said to bad!

VISA should not allow this company to rip off customers!