ISLAND NATIONAL GROUP, RJM ACQUISTIONS HAUPPAUGE, New York

I STARTED RECIEVING COLLECTION NOTICES ABOUT A 1996 PURCHASE FROM FINGERHUT.

CLAIMING I OWED 100.94.

I WAS NEVER CONTACTED BEFORE THIS. I WAS AT THE ADDRESS GIVING AS THE SHIPPING ADDRESS TILL 2002.

I FEEL IF I REALLY OWED THEM THIS WHY DID IT TAKE TILL AFTER I MOVED TO COLLECT.

I ALSO FEEL THIS IS A SCAM AND HAVE SENT NO MONEY.

IT IS NICE TO KNOW I AM NOT THE ONLY ONE GETTING HARRASSED.


I AM ALSO RECIEVING CLAIMS OF PAST DUE BILLS FROM 1996. SINCE THIS IS YEARS AGO THEY ARE HOPING WE HAVE NO RECORD OF OUR PAYMENTS.

THE TRUTH IS THEY CAN'T PROVE I DID NOT PAY EITHER. SINCE THE RECORD KEEPING IS SO UNORGINIZED IT TAKES 8 YEARS TO NOTICE THERE WAS NO PAYMENT.

I DO NOT BELIEVE THEY WOULD HAVE SENT ME ANYTHING IN THE MAIL IF WAS NOT PAID FOR.

I BELIEVE I DID PAY FOR IT.

I AM WITH THE REST OF THE FOLKS ON THIS ONE.

IT IS A SCAM.

THIS HAS NOT EFFECTED MY ABILITY TO RECIEVE DECENT CREDIT.

WE BOUGHT A HOUSE TWO YEARS AGO AND THAT'S WHEN THE COLLECTION NOTICES STARTED.

I LIVED AT THE SHIPPING ADDRESS FOR FOUR YEARS AND NEVER RECIEVED A BILL OR NOTICE.

I THINK THEY WATCH CREDIT REPORTS FOR LARGE PURCHASES OR CREDIT CARD APPLICATIONS AND FIND THEIR TARGETS.

I DON'T KNOW IF IT EVEN MATTERS IF YOU WERE A FINGERHUT CUSTOMER OR NOT.

J
victor, Iowa
U.S.A.