Complaint Review: J Travelers Insurance Company - Milwaukee Wisconsin
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- J Travelers Insurance Company PO Box 2954 Milwaukee, Wisconsin U.S.A.
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- Category: Insurance Companies
J Travelers Insurance Company overcharged my insurance company to maximize payout Milwaukee Wisconsin
*Consumer Suggestion: This is your fault
*Consumer Comment: You need to be realistic
*Author of original report: St. Paul Travelers Insurance
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On or around April 6, 2007 I hit a sign that I was owned by a Construction company. The construction company was covered by Travelers Insurance and I was in turn invoiced for the damages. Since I have full cover with my automobile insurance coverage, I proceeded to forward the invoice to Infinity Insurance. When I received the invoice, it stated that four thousand dollars and some change was owed. I come to find out after the fact that the company actually invoiced my insurance FOURTEEN thousand dollars and some change.
The maximum that my insurance would pay out per my coverage is $10K so they did and settled. Well, my problem is that I also hit the guardrail when I had an accident and around two thousand dollars is owed to CalTrans. My insurance stated that since Travelers Insurance collected all of my property damage limit per my insurance policy, that I'd have to take care of CalTrans out of pocket. Now I recently found out that CalTrans sent me into collections and is reflected in my credit report. I need to figure out how I can recover the excess amount that was paid out to travelers. I left a message for the adjuster today but she was out for the day (go figure). I'll keep you posted as I'm prepared to escalate this to all the necessary contacts until resolved. Beware that Travelers Insurance does act VERY unethical in trying to get away with this. They f*cked my credit up!
J
N/A, California
U.S.A.
This report was posted on Ripoff Report on 05/09/2008 02:54 PM and is a permanent record located here: https://www.ripoffreport.com/reports/j-travelers-insurance-company/milwaukee-wisconsin-53201-2954/j-travelers-insurance-company-overcharged-my-insurance-company-to-maximize-payout-milwauke-331693. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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#3 Consumer Suggestion
This is your fault
AUTHOR: Kristen - (U.S.A.)
SUBMITTED: Monday, May 18, 2009
Do not blame Travelers Insurance for what happened. I completely agree with Amanda Lee, you probably wanted the bare minimum insurance so you didn't have to pay as much and now you are paying for it in the end. As an insurance agent I do not want my customers in this type of situation so I refuse to write coverages this low. If you hit and total a car do you think you can replace that car for $10,000? What kind of new car can you purchase for $10,000?
If your insurance company paid the damages then obviously they felt it was an accurate amount. If your insurance company felt that Travelers was out of line with their bill then they would not have paid it. Bottom line make sure you have the proper coverges on your insurance policy and you won't have to deal with problems like this.
#2 Consumer Comment
You need to be realistic
AUTHOR: Amanda Lee - (U.S.A.)
SUBMITTED: Monday, May 19, 2008
You had an at fault accident where you caused a construction company property damage of 14000$. Your insurance company Infinity Insurance paid Travelers Insurance the full 10000$ that you had on your policy for property damage. You were actually 4000$ short. Obviously you can't get cash from a turnip...
You caused the accident and you are responsible for all damages. I wish you would explain why it is everybody elses' fault but yours? You did not purchase enough PD to cover the loss. That is your fault. You still owe Travelers Insurance another 4000$ that they pd to the construction company to replace or repair the damage you caused.
You also still owe for the guardrail.
May be you need to blame your agent for selling you this policy with such low coverages (that I am sure you complained to them about the price)or blaming your parents for not making you do your homework so you could learn how to read your own policy and it's limitations.
PS You never told us your excuse for having this accident in the first place.
#1 Author of original report
St. Paul Travelers Insurance
AUTHOR: Realistik - (U.S.A.)
SUBMITTED: Saturday, May 10, 2008
Sorry I typed it fast and I just now noticed all the typos. The name of the company that defrauded my auto insurance is St. Paul Travelers.
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