Jerold Kaplan Law Offices Midland Funding, Who is Midland Funding Phoenix, Arizona

The same thing happened to me. I received a letter from one of Midland's law fims stating the very same thing.  Approximately 2 weeks later, the sheriff showed up at my doorstep with the summons and complaint.  I would say chances are you are going to be served either by certified mail or by the sheriff.

You say you got "a document" in the mail that has a court case number.  Does this document have a title such as "Summons," "Civil Complaint,"  "Default Judgment," or some other words?  Does it say "In the Justice Court of Pima County?"

If it is a Civil Complaint there should be at least some minimal explanation as to why Midland Funding thinks you owe them money.

I have practiced law in Arizona on my own behalf for over 35 years and I still cannot understand why people sit on their thumbs when they get served with a lawsuit.  If you don't understand the rules of court then find an attorney to handle the case.  If you do not act within the time limits set by the courts, you lose your money and defenses by default.  Bitching about it on ROR does not change that.