Last chance cash advance-liberty discount club Offered under "last chance payday loan" Site overides your "no thanks" response for their service when requesting a payday loan and proceeds with deducting the fee from your account EVEN after calling IMMEDIATELY to make sure you are not su Internet

While attempting to apply for a cash advance payday loan I was directed to "Last Chance Cash Advance".  This site also prompted "Liberty Discount Club" as an option to sign up for membership.  The was a box at the top that was automatically checked "yes, I agree to terms".  I tried to uncheck this box but it would not allow me to do so.  There was a box at the bottom with smaller letters to check "no thanks".  When you check this box and submit, it automatically removed the check mark in that box.  I IMMEDIATELY called the number provided to verify I was or was not enrolled.  OF COURSE, they enrolled me in their membership.  I informed them I DID NOT want the service and they cancelled my enrollement.  The next day my account was debited the membership fee.  I called the number that was provided on the check they created and submitted and was told I had to go to their website to request a refund and it would be processed within 72 hours (not acceptable).  After 72 hours I called again and was told I must go to the website www.liebertyclubrefundstatus.com to check my refund status.  I went to that site and was prompted for additional information needed to process my request, again indicating a refund in 72 hours.  I then went to their site and did a "chat" with a "live operator" and was told my refund had been approved and to allow 7-10 days for processing.