Loan Max For anyone worried: They won't try to repo your car until it's 45+ days late Canton Ohio

Instead of deciding not to pay until very late - why don't you just pay on time?  You wouldn't believe how much easier life is when you pay your bills on time. Less stress - not waiting for the repo guy to show up. Why would you do that to yourself? Taking out a loan to buy a vehicle and paying late deliberately defies logic. The impact to your credit is 7+ years. If you can't afford the loan, then don't borrow the money. 

When I have a vehicle loan I actually pay several weeks early each month so I don't have to worry about it at all. 

One more thing:  you don't know that all of the locations have the same guidelines for a repo. It is entirely possible your location didn't pick up your vehicle for that time period because they just didn't get to it. 

So your answer to the "fear" of them Reposessing the car isn't to make your payments on-time, but that you can, according to your claim, be 40 days delinquent before they will start to try and reposess the car.  

What a typical mentality, here you are complaining about their high interest rates, yet you freely tell people to not worry about reposession as if they don't pay they can just add another 40 days of high interest and late fees to their balance.  Is it any wonder why you you have been paying on them for 3 years?

Genius....