MBNA, AAA Financial Servces, NestEggz Vesdia Corp, Sierra Club ripoff... financial terrorism... usurious interest rates Wilmington Delaware

Linda,

I cannot see the relationship here between an interest rate hike and your need to file bankruptcy.

Bankruptcy will hurt you MUCH MORE than having a delinquent or even a charged off credit card.

Just don't pay it! Then after a few months of not paying, agree to resume payments if they reduce your interest rate.

Please don't automatically jump into bankruptcy.

Bankruptcy is a 10 year mistake.

A charge off typically hurts you for only 2-4 years.

You really hold the cards here if you know your rights. There really is not much they can do if you stop paying, even if they sue you, and win, and get a judgement, it is still up to them to collect on it.

Every state varies on wage garnishment for bad debt judgements, but most likely the wage garnishment would be less than your payment at 26% interest.

Linda,

I cannot see the relationship here between an interest rate hike and your need to file bankruptcy.

Bankruptcy will hurt you MUCH MORE than having a delinquent or even a charged off credit card.

Just don't pay it! Then after a few months of not paying, agree to resume payments if they reduce your interest rate.

Please don't automatically jump into bankruptcy.

Bankruptcy is a 10 year mistake.

A charge off typically hurts you for only 2-4 years.

You really hold the cards here if you know your rights. There really is not much they can do if you stop paying, even if they sue you, and win, and get a judgement, it is still up to them to collect on it.

Every state varies on wage garnishment for bad debt judgements, but most likely the wage garnishment would be less than your payment at 26% interest.

Linda,

I cannot see the relationship here between an interest rate hike and your need to file bankruptcy.

Bankruptcy will hurt you MUCH MORE than having a delinquent or even a charged off credit card.

Just don't pay it! Then after a few months of not paying, agree to resume payments if they reduce your interest rate.

Please don't automatically jump into bankruptcy.

Bankruptcy is a 10 year mistake.

A charge off typically hurts you for only 2-4 years.

You really hold the cards here if you know your rights. There really is not much they can do if you stop paying, even if they sue you, and win, and get a judgement, it is still up to them to collect on it.

Every state varies on wage garnishment for bad debt judgements, but most likely the wage garnishment would be less than your payment at 26% interest.

Linda,

I cannot see the relationship here between an interest rate hike and your need to file bankruptcy.

Bankruptcy will hurt you MUCH MORE than having a delinquent or even a charged off credit card.

Just don't pay it! Then after a few months of not paying, agree to resume payments if they reduce your interest rate.

Please don't automatically jump into bankruptcy.

Bankruptcy is a 10 year mistake.

A charge off typically hurts you for only 2-4 years.

You really hold the cards here if you know your rights. There really is not much they can do if you stop paying, even if they sue you, and win, and get a judgement, it is still up to them to collect on it.

Every state varies on wage garnishment for bad debt judgements, but most likely the wage garnishment would be less than your payment at 26% interest.