Medigate Insurance MISLEADING FALSE MEDICARE PREDATORY ADVERTISEMENTS & EMBEZZLEMENT MISSAPROPIATION OF PAYROLL FUNDS AND FRAUD Tampa Florida

BEWARE OF THESE FRAUDSTERS AND UNETHICAL BUSINESS PRACTICES

Fraud Alert: Protect Yourself from Deceptive Practices

It is my duty to warn fellow professionals and Medicare agents about the fraudulent and unethical business practices I personally encountered while working with the following entities:

Entities Involved:

• Medigate Insurance LLC (Ybor City & Nebraska locations)

• Innovative Financial Group

• Healthcare Planning of America

• Steel City Financial Services

Individuals Associated with These Practices:

• Tony Chan

• Giselle Hernandez

• Giovanny Benton

• Truong V. Nhut

• Cindy I. Pabon

• Nicholas Daniel Tatge

• Sarah E. Elmer

• Joshua Tyler Benson

My Experience: A First-Hand Account of Deception

I accepted a position with these entities under the clear condition that their advertising practices were ethical and compliant with Medicare regulations. Unfortunately, I soon discovered that they were engaging in deceptive tactics, including misleading Medicare beneficiaries with false promises of thousands of dollars in benefits. These unethical practices were confirmed through recorded calls.

When I raised concerns about the misleading advertisements, I faced immediate retaliation:

• Commission Reductions – My agreed-upon earnings were suddenly cut.

• Withheld Payments – I was denied commissions I had rightfully earned.

• Threats to My Career – I was warned that they would block my ability to work for other companies and hold my licenses for 90 days.

• Service Termination – My email and company access were abruptly disconnected, even though I had not resigned.

Retaliation and Industry-Wide Pattern of Abuse

The owners of these entities operate a revolving-door system, recruiting agents with false promises, making them work for weeks or months, then finding reasons to withhold their earnings. Many other agents have come forward with similar complaints, alleging losses of up to $10,000–$15,000 due to these unfair practices.

I am now releasing the formal accusation that led to this retaliation. These individuals and businesses appear friendly and promise the world, but they manipulate the law to escape accountability for their fraudulent actions. I am now facing homelessness due to their unethical practices, and I am still waiting for Innovative Financial Group and Healthcare Planning of America to respond, though they have failed to do so.

Final Warning: Avoid These Companies!

If you are considering working with any of the companies or individuals listed above, think twice. Protect yourself from financial loss, career sabotage, and legal entanglements by steering clear of these fraudulent operations.

I am sharing this as a factual warning, backed by documented evidence. If they attempt to attack my reputation for exposing the truth, so be it. I will not remain silent while others are lured into the same trap.

Take Action

If you have been a victim of similar practices, I encourage you to:

1. Document Everything – Keep records of agreements, communications, and payment promises.

2. File Complaints – Report unethical business practices to regulatory bodies such as the Department of Insurance, the Better Business Bureau (BBB), and the Centers for Medicare & Medicaid Services (CMS).

3. Seek Legal Advice – If you have been financially harmed, consult an attorney to explore your legal options.

Spread the word to protect yourself and others from falling prey to these fraudulent practices.