Mike Andrew Liberty Funding Group Mike quoted me a very low rate and fees and collected my credit card info for an appraisal. When the notary showed up with the loan docs the rate was .25% higher and the closing costs were $7000.00ore. RANCHO CUCAMONGA California

I AM RESPONDING TO A REPORT FILED AGAINST ME IN 2015 BY SOMEONE WITH THE HEADER: DANDYMAC987. THIS REPORT IS 100% NOT FACTUAL ALL ON ACCOUNTS THAT THIS PERSON HAS LAYED OUT IN THE REPORT. THERE HAS NEVER BEEN A SCEANARIO WITH ANY CLIENT WITH THE INFORMATION THAT WAS STATED IN THE REPORT. THIS IS A MALICIOUS ATTEMPT BY SOMEONE TO DEFAME ME AND MY REPUTATION. THIS PERSON CLAIMS I DID A "BAIT AND SWITCH" WHICH NEVER HAPPEND TO ANY OF MY CLIENTS. IN FACT I HAVE BEEN IN LENDING FOR 24 YEARS NOW AND HAVE A CLEAN RECORD WITH THE BRE AND THE NMLS. IN 24 YEARS THIS IS THE ONLY THING THAT HAS BEEN REPORTED AND IT'S 100% FAKE.

FOR EXAMPLE THIS PERSON SAYS I RAN HIS CREDIT 9 TIMES. THAT IS RIDICULOUS FOR ONE THERE IS NEVER A REASON TO DO THAT AND NO BENEFTIT TO ME TO DO SO, IN FACT I WOULD HAVE TO PAY FOR ALL OF THOSE REPORTS OUT OF MY POCKET AND THAT IS SILLY. HE ALSO SAID THAT I REFUSED TO PROVIDE HIM A COPY OF HIS APPRAISAL WHEN HE ASKED. AGAIN, THERE IS NO REASON IN THE WORLD WHY I WOULD REFUSE THAT, NO BENEFIT TO ME TO WITHOLD AN APPRAISAL. 24 YEARS IN THE LENDING BUSINESS AND MY GOAL IS FOR HAPPY CLIENTS. HE SAYS ALSO THAT WHEN HE PRESSED ME FOR MY NMLS LICENSE INFO I WOULDN'T  PROVIDE THAT. AGAIN, THERE IS NO REASON TO DO SO, I AM LICENSED AND MY LICENSE IS IN GOOD STANDING. NEVER ANY DISCIPLINARY ACTION OR COMPLAINTS ON RECORD WITH THE BRE SINCE I GOT LICENSED IN 1994, I WOULD BE PROUD TO PROVIDE ANYONE THAT INFO. HE LAID OUT SEVERAL THINGS THAT COVER ALOT OF GROUND TO MAKE ME LOOK BAD AND IT'S JUST NOT TRUE NOR REALISTIC.

THIS IS SLANDER AND DEFAMATION PLUS VERY MALICIOUS. THIS IS COMPLETELY 100% FABRICATED AND I WISH RIP OFF REPORT COULD PROVIDE HIS NAME SO THAT I CAN REQUEST HIM TO POST PROOF OF WHAT HE IS ACCUSING ME OF. IT'S NOT RIGHT THAT SOMEONE CAN ANONYMOUSLY POST STUFF LIKE THIS ON A FORM SUCH AS THIS. I HAVE NEVER HAD A CLIENT IN WHICH I DID A "BAIT & SWITCH" AND DON'T HAVE ANY CLIENTS THAT WERE UNHAPPY ABOUT ANYTHING LIKE THIS. I AM COMPLETELY STUMPED ON WHO WOULD HAVE DONE THIS AND IT WOULD BE GREAT IF THEY WOULD REPOST AND IDENTIFY THEMSELVES. IF THEY CAN PROVIDE PROOF OF WHAT HE SAID THEN I WILL PERSONALLY POST IT MYSELF. I WILL CONTACT RIPOFFREPORT.COM AND SEE IF THERE IS A WAY TO IDENTIFY THIS PERSON AND GET THIS OUT THERE IN THE OPEN.