Complaint Review: Miracle Management Grop, Risk Partners - Carson Nevada
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- Author Confirmed
- Miracle Management Grop, Risk Partners 2533 N Carson St Suite 4937 Carson, Nevada U.S.A.
- Phone: 775-8419327
- Web:
- Category: Credit & Debt Services
Miracle Management Grop, Risk Partners LTD ripoff, dishonest debt elimination business Carson Nevada Arizona And Texas
*Consumer Comment: I agree, Cerise
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I was a customer of Miracle Management Group of Carson, NV or is it Scottsdale, AZ or is it Irving,Texas? Where ever they are located. I became a customer to remove the debt of 5 credit cards. They were successful in elimiating the debt of two of the cards. Due to the amount of two of the other cards they basically became a profit and loss for the company, it lowered my credit score for a while, but became negligible after a few years, the final card however was the kicker.
I was taken to court, thankfully, the case was settled with the credit card company. Unknown to us, this particular company NEVER settles any credit card debt with these kinds of companies, and Miracle Management Group knew this before we submitted this card.
I cancelled my membership with them in August 2005 using my own cancellation letter as they indicated in the instructions for cancelling, the then faxed me a letter they wanted me to sign and send back, which I did, I was informed that 4-6 weeks latter I would get a refund. It is now March 13, 2006, I have not gotten my $3650 back yet. I email them at least twice a week with no response. I would call, but I have no working number for them any longer. I would also agree to a class action law suit as many people are out of their money.
My recommendation to anyone involved in this situation is to contact all of your creditors make your own arrangements and settlement offers, do not be afraid of the companies or going to court, it may be difficult at first, however you will get through it. Also, do not use your credit card any more, use debit cards linked to your bank accounts, if you don't have the money, you cannot purchase what you are looking at and what you probably do not need. Take it from someone that knows Credit Cards are not good to use if you do not have any self control. If you need a card use one that you have to completely pay off the next month (A Charge Card) that way you never carry a balance and you do not incure interest.
Cerise
Brooklyn Park, Minnesota
U.S.A.
This report was posted on Ripoff Report on 03/13/2006 06:11 AM and is a permanent record located here: https://www.ripoffreport.com/reports/miracle-management-grop-risk-partners/carson-nevada-89706/miracle-management-grop-risk-partners-ltd-ripoff-dishonest-debt-elimination-business-car-180818. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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#1 Consumer Comment
I agree, Cerise
AUTHOR: Juliet - (U.S.A.)
SUBMITTED: Monday, March 13, 2006
Unfortunately, I am presently in dire circumstances regarding income and debt with my credit cards. I have dealt with 2 of them, both actually under Citibank, and they have put me on a one year payment program that will suspend interest and fees for the year. After a year, I'm supposed to go back to normal minimum payment, and I am just relying on faith to see me through to THAT end!
With the 3rd card, it's MBNA, and they did accept a late payment, but have ALREADY reported me to the credit bureau. Certainly within their rights, but painful for a formerly spotless record. Anyway, I am going to call them after this payment and tell them the same thing I was telling the other cards. I can $100 a month for the rest of my frigging life, that's all I can do, if they want more - well, I can't make any promises. I will also tell MBNA what I told Citi; that I will only resort to bankruptcy if they sue me and attempt to garnish my wages. I really hope MBNA will work with me.
I haven't been even 30 days delinquent, but it's already on my report - arghhh. Anyway, I have heard that these payment plans and hardship programs are only offered if you are seriously past due. The first person I spoke with at Citi more or less confirmed that in that when I was asking if I could make arrangements, she repeatedly stated "we don't make arrangements. We don't make arrangements.". Well, I decided to wait for the collections department to call, and she certainly made arrangements and apologized for the statements of the other employee.
I hope I have finally learned my lesson about credit cards. Good Luck to everyone else floating in the boat...
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