my money leaf lousy scam bucket. they took money out of my checking account. i don't know how they got my information Internet

this company just appeared on my checking account. Why in the heck would I agree to pay 29.95 for a application. I never signed up for their service. The asian lady I spoke to said I must have signed up for a loan. I told her if I got a loan where did it go. I never got a loan. I told her the charge needed to be reversed. Then she said  the charge did not go through and hung up. I called my bank . They are crazy. I did not authorize anything. I hope we can find out how they got our information. I've been getting calls from some man sounds like he's in a warehouse. I just hang up. Scam Jerks and Creeps.