Nationwide Pre-Foreclosure Services Sunbelt Fidelity Corp Paid this companyup front over $300 to assist in foreclosure services however this is a fraudulent company. This company was in RI first, then moved to TX, and has since changed names. Was requested to make my last payment directly to an account with Bank of America vs online. This was when I figured it must be fraudulent. Houston Texas

I see now Mrs. McCarthy continues in her fradulent path.  After scamming distressed consumers loosing their homes now she became a Mortgage Broker / Loan Officer with the state of Florida and is on to making consumers loose their deposits, appraisals and down payments.

I chose Janice McCarthy NMLS# 1095767 (Mortgage License) while she was working for American Bancshares.  Me & my wife LOST OVER $20,000 OF OUR LIFE SAVINGS in our home purchase with this individual.  After postposing our closing dates several times and requesting several extensions in our purchase contract the sellers got fedup and disclosed that if we re-escledule our closing date again and fail to close we will LOOSE OUR MONEY IN ESCROW ($20,000).  She CALMLY advice us to accept the last extension.  We lost our dream home, Appraisal money, over 4 months of intense documentation, appraisal money and more hurtfull $20,000 of our hard earned money throughout many years of savings.

Mrs. McCarthy is currently an active Loan Officer/Mortgage Broker with Amreslending and probably will continue changing companies making clients loose their money.

After reviewing different posts about this criminal only allows us to see how she keeps establishing new companies and switching from company to company.  My only problem after seeing all of this is that I cant understand how she remains to continue on scamming average Americans.

If you're currently doing or about to do business with this individual PLEASE STOP & GET OUT NOW before you become another victim.

Now a case is being built against this person and everyone call to persue justice my best advice is to joint and let's bring this criminal to justice

I was also a victim of this company. I filed a complaint with the idaho attourney generals office who did repremand this company based on its dealings with me. I also found that KHOU 11 news out of Huston Texas did an investigation into this company and was threatened by Mrs. Mccarthy with law suits. I urge anyone who has been scamed by this company to contact Scot Noll at (((REDACTED)))

Additional Complaint Information

According to BBB records, Sunbelt Fidelity is a forensic audit and loan modification firm that requires homeowners to pay an upfront fee for its services.  Please note, advanced fee loan modification services are illegal in many states. Please consult with your state attorney general to see if such a law applies to your state and for more information about foreclosure rescue services.

BBB complaint records show Sunbelt Fidelity sales representatives initially contact distressed homeowners with the promise of saving their home from foreclosure. However, in order to start the foreclosure rescue process, homeowner’s are required to pay a large upfront fee of $1000 or more in addition to a monthly fee of several hundred dollars. BBB noted that in some cases, homeowners were under the impression Sunbelt had been appointed or authorized to contact them by their lender. Homeowners later learned, however, that this was not the case. Complainants who employed the services of Sunbelt have stated that Sunbelt was unable to stop or prevent the foreclosure of their homes. Additionally, requests for refunds from most homeowners were not honored by the company.

On October 15, 2012 the BBB opened an investigation into the business practices of Sunbelt Fidelity and its relationship to another loan modification firm by the name of East Coast Fidelity a/k/a Fidelity located in Providence, Rhode Island and in Ft. Lauderdale, Florida. Information obtained by the Houston BBB from other Bureaus and Sunbelt’s web host allowed the Houston BBB to determine the principal of Sunbelt Fidelity, Ms. Janice McCarthy, was also formerly a principal of East Coast Fidelity a/k/a Fidelity for both locations. Shortly after the BBB’s findings were made known, Sunbelt Fidelity contacted the BBB and argued there was no relationship between the firms. In good faith, BBB requested additional information from Sunbelt Fidelity that would substantiate the claim; however, the BBB has not received any such documentation from Sunbelt. BBB encourages consumers to review additional information contained in the public reports issued by the Rhode Island and Florida BBB’s by visiting the links listed at the bottom of this report.

**UPDATE** The BBB wants you to know that on July 16, 2013, BBB received a letter from Sunbelt Fidelity indicating it was no longer in business. Upon further investigation, BBB discovered contact information for Sunbelt Fidelity is now linked to Nationwide Pre-Forclosure Corporation.