NCS- National Credit Shopper ripoff consumer rip-off fraud Miami Florida

Sent me a post cart saying I was pre approved for a Gold Card I called and was told I had to pay a one time fee of $250.00. Then I received some order forms and a NCS card. I called to cancel but theytold me I was too late and I need to order from a catalog being sent in the mail. After 4 monthe I called and requested the catalog. After 4 more months I called and still had no catalog After a year still no catalog and the phone #s were no good So I wrote a letter demanding my refund or a catalog. 3 days later I got a call on my voice mail asking me to call back at another number that was no good. Rich San Diego, California