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Report: #125834

Complaint Review: New Healthy Savings - Internet

  • Submitted:
  • Updated:
  • Reported By: panama city beach Florida
  • Author Not Confirmed What's this?
  • Why?
  • New Healthy Savings www.newhealthysavings.com/www.sgada.com Internet U.S.A.

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Not only has this company stolen $79.95 from my account, but I discovered that approx a month ago, they stole $48.00 from the same account as well! Apparently, when I failed to notice the $48, they decided I was worth hitting twice.

I had subscribed to a free music site ~ to be charged only one dollar for the privilege to download music. Not only was the music site not worth the one buck; there were no music to download! But they apparently charged me $126.95 more than what they led me to believe.

I have e-mailed them threatening a class action suit (my best friend is a corporate lawyer) and that I am going to report them to the appropriate police agency if they do not refund my funds. Too, I will be making a fraud report to my bank and will report them to the BBB. If anyone else reading this has been rooked by these crooks, please contact me by using the rebuttal box below.

One we can do little, we can bring them to their knees and possibly prosecute! In the meantime, I will be searching for a government Interent fraud watchdog. If we don't get our money back, I say we prosecute to the fullest extent of the law and put their butts in jail!

CLICK here to see why Rip-off Report, as a matter of policy, deleted either a phone number, link or e-mail address from this Report.

Constance
panama city beach, Florida
U.S.A.

EDitor's Suggestions on how to get your money back!

HERE IS WHAT RIP-OFF REPORT SUGGESTS YOU DO:

Go to your bank within 60 days of the charge, or as soon as you know about the charge, don't delay, and tell them that there has been fraudulent activity within your account. Explain that you wish to file a dispute, and demand that they assist you in accordance with Federal Regulation E.

According to the majority of victims interviewed by Rip-off Report, those who immediately called their banks to dispute the charges did not get very far. Many victims got the following responses from their banks: we could not do anything for you or you waited too long; it has been more than 60 days.

If the bank is says that you have waited too long, explain to them how you called their 800 number as soon as the charges were found, and were told by the bank that nothing could be done. Remind the bank that they failed to assist you properly at the 800 #, and instead, provided you with an inadequate explanation of your right to dispute. Tell the bank that it's their fault time has expired, and since they gave you the wrong info to begin with, they will just have to deal with it, take the loss and reverse the charges.

Tell them the truth; this was unauthorized and your account was NOT to be charged! Keep emphasizing how you never authorized anything! Direct them to the hundreds of victims reports that were filed on Rip-off Report.com. And if you're at the bank, walk them over to their computer and make them go to this site! If you are on the phone with them, tell them you will wait while they access this site! Either way, be persistent!

DO NOT TAKE NO FOR AN ANSWER!

Let them know nicely, that you were advised to Report them (the Bank) and this situation to the Banking Commission in your state. Since each state has a different name for the agency/controller over banks, find that name before you call or get to the bank so you can throw it in their face. The more knowledgeable you appear to be, the further you will get.

And just continue to demand the Federal Regulation E form! The bank CAN, MUST and WILL reverse the charge! But, you must be persistent; ask to speak to the supervisor or the area manager for all the branches in the state.

Let the bank personnel know you are meeting with the media later in the day, that you would much rather they do the right thing (as most other banks have) by looking at the complaints and immediately reversing the charge(s) to your account; no matter how long ago it was. Be sure to call the Media if necessary so you are telling the truth.

If you have to, be loud (but nice) in front of other customers. If you are just calling by phone, the above tactics should still work. The bank can easily fax or mail to you the Federal Regulation E dispute form.

CHARGES TO YOUR CREDIT CARD

If the charge was to your credit card (not debit card, check card, or checking account), contact the credit card company as soon as possible to request a dispute form. Consumers usually have a little longer to dispute fraudulent credit card charges (up to 6 months), but it is better to act right away. In this type of situation, credit card disputes are usually successful since fraudulent companies often won't contest the disputed charge. In rare cases, credit card companies will review disputes, but refuse to reverse the charges. If this occurs, complain to a manager and let them know you will be filing a report here.

Remember Don't let them get away with it! Make sure they make the Rip-off Report .. The more Reports filed on a Company or individual, the more likely it is that the authorities, media and attorneys will want to take action.

And good luck Let us know how you do!

ED Magedson Founder, Rip-off Report.com & Author of www.ripoffrevenge.com
EDitor@RipoffReport.com
badbusinessbureau.com
www.ripoffreport.com

Don't let them get away with it.
Make sure they make the Rip-off Report!

We are not lawyers.
We are not a collection agency.

We are Consumer Advocates.
...the victims' advocate

WE are Civil and Human Rights Activists

We are a Worldwide Consumer Reporting News Agency
...by consumers, for consumers

CLICK HERE to read about Credit Card Scams... find out how to get your money back. *Rip-off Report Investigation provides valuable information.

STOP! ..before you think about using the Better Business Bureau (BBB)... CLICK HERE to see how other consumers were victimized by the BBB's false or misleading information. Don't be fooled! It has been reported, when there are thousands of complaints and other investigations underway by authorities, the BBB has no choice but to finally give an UNsatisfactory rating to a BBB member business that is paying the BBB big membership fees every year. When a business is reported that is NOT a BBB member, BBB files WILL more likely show an UNsatisfactory rating, then reportedly shake down that company to become a member of the BBB. One positive thing about the BBB is, either way, if a business has an unsatisfactory rating with the BBB, you can be sure, the business is bad. But what about all those BBB member businesses that had complaints filed against them? Consumers never get to hear about them. What about the BBB advertising to the public? Is this a false and misleading perception they are giving about consumer confidence when dealing with a business? Click here to understand more of what consumers and business alike are saying about the BBB. You decide. ..Remember. The BBB membership is not earned, it's paid for!

This report was posted on Ripoff Report on 01/04/2005 10:10 PM and is a permanent record located here: https://www.ripoffreport.com/reports/new-healthy-savings/internet/new-healthy-savings-ripoff-internet-editors-suggestions-on-how-to-get-your-money-back-in-125834. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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REBUTTALS & REPLIES:
0Author
4Consumer
0Employee/Owner

#4 Consumer Comment

New Healthy SAvings ...........BEWARE!!!!!

AUTHOR: Deb - (U.S.A.)

POSTED: Wednesday, March 02, 2005

HI I too have suffered the FRUSTRATION all of you have as well. I was in Atlantic City and I KNEW how much I had available on my Mastercard and when it came back insufficient funds @ the ATM ( which is probably good as I would have only lost it ANYWAY) I IMMEDIATELY called my credit card company.

They told me of the 48 charge to NHS and I had NO idea who they were. the only thing I could think of was that it was related to a part I received from Hewlett PAckard so I spent over FIVE hours on 3 different days trying to find out if it WAS Hewlett Packard and guess what??? it wasn't!!!

I did not find this site till after 7 pm tonite and of course when I called there was no answer but I had ALREADY put in a dispute request with my card service. after reading this site I then called and told them to put a hold on my account to allow NO CHARGES to be made to see if these pieces of scum would try to charge me more money as that would be more evidence in criminal charges against them.

I too NEVER was able to access any music from the site and I NEVER authorized any$48 charge. they are DEFINITELY a fraudulent company and if there is ANY kind of legal action instituted by aNYONE on this site please feel free to contact me @ celticfoxxx@optonline.net as I would definitely be a willng participant in any prosecution of these wastes. What is even SADDER is that there are people who are being paid to DO the dirty work of this bogus firm. so once again I am TOTALLY empathetic to ALL of you out there who were fleeced as I was and all I can say is " YOu live and you learn.

in all the time I have been online and used the internet for purchases etc this is the first time I have had this problem and I can ASSURE you it will be the last. no more unknown purchases for me if they are not reputable they are not getting any info from me. but then again it's true.......you get what you pay for.
good luck to all you fellow suffers. let's get these CREEPS!!!!!!!!

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#3 Consumer Comment

wow wow, when I got off the phone

AUTHOR: Michelle - (U.S.A.)

POSTED: Friday, February 04, 2005

WOW, I was so ticked, my husband said he was joining a music site, to download music and mp3's. After getting the bill, I questioned him, he said it was only $1.00. It was the 48.00, I called the florida number and a indian man named Ben answered, and asked to put me on hold, so he came back and told me my husband signed up for a porn site, WOW, I freaked out, even called hubby at work. I knew this was nothing like him, but I questioned him, and he said all I ever buy online is music, and I know that. This company had me furious, then to tell me it was porn and it wasn't. They called the site freehotmoviez. Please include me in any action. I also have filed a report with the bank, stating that the 48.00 fee is not what was aggreed upon, $1.00 a month was.
Sincerely,

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#2 Consumer Comment

constane way to go

AUTHOR: Paul - (U.S.A.)

POSTED: Tuesday, January 18, 2005

hey constance my name is paul. i am amogst those people who have been ripped off by this nonexisting agency. I would like to share my experience with you and others who were cheated.

i had signed up for some movie download site for my girlfriend who was coming back from england thinking that the site was for a $1. well while signing up i noticed the mention of Four year access on top of the site too.

to my understanding i thought the charge of $1 would continue for 4 years and evry month i would be charged $1. however i was charged $48 which is a one time upfront membership fee. i was P#$$ed. but then i calculated that it is for the next 4 years which was charged as an upfront payment.

okay very good then i was busy with my life and i forgot about it alltogether. after around a month later i was billed 79.95. what the....?

Okay so i called them up and had a fight with a girl named Lisa who was i beleive from phillipines and then with annie paul form that same agency.

however they refused to give me a refund for the $48 and they said that they can only put in a ''REQUEST'' yes mark my words a request for the refund of 79.95.

i said ok then something is better than nothing at all. now was the funniest part the girl asked for my credit card number and the email address.

i refused.to which she (both the girls) replied that it was a ''FRONT HELPDESK''. and they dont have it on their computer. i requested them, politely to transfer me to their billing or legal department.

they refused as they were ''NOT AUTHORISED TO DO SO''.so i hung up and called back few days later and an Indian gentelman (?) by the name of Shane Paul ( Jesus) repeated the same S%$#.ok but he agreed to file a request for a total of 127.95 from their end.

today it is over 4 weks i know thre is no scope for a refund. fine. but the saddest part being that no one but no one is bothered.

Government is sleeping police dead, BBB ...well the point is that when i came to ripoff report.com , same story evry where. my request to any one who reads this , can we not do something about these people. i guess not well Constance u mentioned that u would file a suite.

Good just lemme knoqw whenm u will be doing that and i will assist u and so will the others who have been hit by these scumbags. and to ripoffreport.com please come up with a solution to ctch these crooks it s not a question of $127.95 but of moral values and proncipals.

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#1 Consumer Comment

Ripped of by New Healthy Savings

AUTHOR: Rachel - (U.S.A.)

POSTED: Wednesday, January 12, 2005

Just the other day i was looking at some free music downloads that were going to charge a dollar to my account, not only did they charge a dollar but they charged another $48, but they also told me that if I dont cancel with in 30 days they will add 79.95 to my acct.

Well i canceled everything but the company refuses to refund my money. I have told them I would take further action.

Any help with this matter would be much appreciated.

Thank you Rachel Russ

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