North American Recovery NAR Invalid Debt, Unable to Settle Salt Lake City, Utah

I do not owe anything to this agency. I do not owe anything to the original creditor as I had insurance at the time of service and it should have covered the entire bill. However, I have repeatedly called not only the office of the original creditor, but also NAR. I am upset that NAR continues to harass me through mail and phone. At one time, I attempted to make a payment settlement with them, but they refused, so I will just have to ride it out until the debt reaches seven years and is removed which will be coming soon.