Complaint Review: Partners Mortgage - Partnersm.com - Woodbridge New Jersey
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- Partners Mortgage - Partnersm.com 367 Berry Street Woodbridge, New Jersey U.S.A.
- Phone: 732-634-8050
- Web:
- Category: Loans
Partners Mortgage - Partnersm.com In VERY DECEPTIVE..! Woodbridge New Jersey
*Consumer Suggestion: Partners got me too with the GRP program
*Consumer Suggestion: Partners got me too with the GRP program
*Consumer Suggestion: Partners got me too with the GRP program
*Consumer Suggestion: Partners got me too with the GRP program
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Partners Mortgage started as a good company in my experience. At the time they provided the lowest mortgage rates available at the time and offered a zero cost refinance. There whole contract was very odd as there whole deal was a "BUY DOWN AGREEMENT". Basically my rate was 5.875% but the loan from the bank was at 7.3%. They basically paid the difference. One year later, I refinanced to a lower rate and they did as promised with the zero cost refinance. In January 2009 I called Partners Mortgage to refinance to a much lower rate since mortgage rates were at its lowest in 30 years. Bill Carucci my loan officer suggested me to wait that it may go down even lower. It seemed like he just didn't want to refinance for me because it is a loss on there end since I didn't even have a loan with them for a full year. I accept his lame excuse anyway and waited another month. At this time rates were higher and seemed like they were rising again. I called Bill and requested to refinance again. He basically told me that he couldn't guarantee me a lower rate even though he had lower rates on his home page and on NJ.com. What he told me was that he was going to send me some forms and that I was obligated to refinance even if it was for the same rate. I thought to myself, who on earth would refinance to the same rate. Basically the mortgage company gains there commision and me the customer gets stuck at the same rate and my 30 year fixed rate never gets reduced.
It seems that there objective it to refinance ever year in order for the to get a new loan set up so they can get the commision. As for the buyer, he will be stuck with a 30 year lone for the life of the loan.
BEWARE OF THE COMPANY. THEY ARE THE ONLY MORTGAGE COMPANY DOING THIS AND I HAVE DONE MY RESEARCH. I have decided to refinance with Wachovia at 4.71%.........
Steven
Union, New Jersey
U.S.A.
This report was posted on Ripoff Report on 02/05/2009 07:48 PM and is a permanent record located here: https://www.ripoffreport.com/reports/partners-mortgage-partnersmcom/woodbridge-new-jersey-07095/partners-mortgage-partnersmcom-in-very-deceptive-woodbridge-new-jersey-420819. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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#4 Consumer Suggestion
Partners got me too with the GRP program
AUTHOR: Eric - (U.S.A.)
SUBMITTED: Tuesday, May 26, 2009
I have a complaint in with the NJ Dept of Banking and Insurance. They have received several complaints and are looking into it. The more complaints they receive, the more attention it will get. Anyone that was affected, needs to go to the NJ State website and file a complaint. The more complaints, the better chance of getting some of your money returned (from the refinancing that you paid for, after being told it wouldn't cost you anything).
Eric
(((Redacted)))
CLICK here to see why Rip-off Report, as a matter of policy, deleted either a phone number, link or e-mail address from this Report.
#3 Consumer Suggestion
Partners got me too with the GRP program
AUTHOR: Eric - (U.S.A.)
SUBMITTED: Tuesday, May 26, 2009
I have a complaint in with the NJ Dept of Banking and Insurance. They have received several complaints and are looking into it. The more complaints they receive, the more attention it will get. Anyone that was affected, needs to go to the NJ State website and file a complaint. The more complaints, the better chance of getting some of your money returned (from the refinancing that you paid for, after being told it wouldn't cost you anything).
Eric
(((Redacted)))
CLICK here to see why Rip-off Report, as a matter of policy, deleted either a phone number, link or e-mail address from this Report.
#2 Consumer Suggestion
Partners got me too with the GRP program
AUTHOR: Eric - (U.S.A.)
SUBMITTED: Tuesday, May 26, 2009
I have a complaint in with the NJ Dept of Banking and Insurance. They have received several complaints and are looking into it. The more complaints they receive, the more attention it will get. Anyone that was affected, needs to go to the NJ State website and file a complaint. The more complaints, the better chance of getting some of your money returned (from the refinancing that you paid for, after being told it wouldn't cost you anything).
Eric
(((Redacted)))
CLICK here to see why Rip-off Report, as a matter of policy, deleted either a phone number, link or e-mail address from this Report.
#1 Consumer Suggestion
Partners got me too with the GRP program
AUTHOR: Eric - (U.S.A.)
SUBMITTED: Tuesday, May 26, 2009
I have a complaint in with the NJ Dept of Banking and Insurance. They have received several complaints and are looking into it. The more complaints they receive, the more attention it will get. Anyone that was affected, needs to go to the NJ State website and file a complaint. The more complaints, the better chance of getting some of your money returned (from the refinancing that you paid for, after being told it wouldn't cost you anything).
Eric
(((Redacted)))
CLICK here to see why Rip-off Report, as a matter of policy, deleted either a phone number, link or e-mail address from this Report.
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