payday loan protection, st. george. phone #8888978045 or 8666071071. unauthporization to obtain funds from bank account st george, Internet

On 01,07-11,11 my bank account was charged $30 for paydayloan protection claiming to have my authorization on file from some bank in saint George where ever that is ??? After calling the number they supplied on check , contact was made on another number 8666071071. My complaint is no one had any authorization from me period. After heated discussion a refund will be made ,comformation #6010b on 01,14,11 today is 01,20,11 and still nothing. Iam pissed off and really want vengeance against these people.