Complaint Review: pennsylvania national mutual casualty - harrisburg pennsylvania
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- Author Confirmed
- pennsylvania national mutual casualty p.o.box 2361 harrisburg, pennsylvania United States
- Phone: 1-800-766-2245
- Web: https://www.pennnationalinsurance.c...
- Category: Auto Insurance
pennsylvania national mutual casualty penn national insurance co exponential increase in premium due to minor mva incident with parked car harrisburg pennsylvania
*Consumer Comment: Risk
Show customers why they should trust your business over your competitors...
After being a client for almost 15 years, penn national ins is trying to increase my moms auto insurance by 47%.
The resulting damage to the car was a hair over 1200.00 and the increase they are trying to do is over 1100.00 in the 15 years she has had this insurance there has only ever been 1 claim made.
Talk about bullsh*t - gonna fight them on this or shes gonna get rid of these jerks
This report was posted on Ripoff Report on 12/07/2018 07:00 AM and is a permanent record located here: https://www.ripoffreport.com/reports/pennsylvania-national-mutual-casualty/harrisburg-pennsylvania-17105/pennsylvania-national-mutual-casualty-penn-national-insurance-co-exponential-increase-in-1469003. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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#1 Consumer Comment
Risk
AUTHOR: Robert - (United States)
SUBMITTED: Friday, December 07, 2018
Insurance bases their rates on several risk factors. With an "At Fault" accident, the amount of the damages is irrelevant, her insurance carrier figures she is now a higher risk. With higher risk comes higher premiums.
Since you state she is your mom, I am going to figure she is 50+. That is another risk factor that with an accident just exaggerates it. They aren't worried about the accident she had, they are worried about the next accident that statistics show she may have.
Talk about bullsh*t - gonna fight them on this or shes gonna get rid of these jerks
- What is there to fight them on? This is the rate they are now quoting your mom for insurance. If you don't like the rate then find someone else. If you find an acceptable rate...great. But realize that with an "At-Fault" accident on your mom's record don't expect her to have much luck finding the rate that she had before.
One thing you can look at is if your insurance company has any sort of "safe driver" program. Some companies tailor them specifically to Seniors and if they complete the program are often provided with a discount on the premium.
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