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Ripoff Report | Personal Credit Service Review - New york, York
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Report: #235211

Complaint Review: Personal Credit Services - New york New York

  • Submitted:
  • Updated:
  • Reported By: alameda California
  • Author Confirmed What's this?
  • Why?
  • Personal Credit Services www.personalcreditservices.com New york, New York U.S.A.
  • Phone:
  • Web:
  • Category: Loans

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THIS COMPANY TOOK ADVANTAGE OF ME TOOK MY LAST 125.00 AND DID NOT RESPOND TO THE EMAILS WOULD NOT CALL ME HELP ME OR THE PHONE NO. THAT WERE ON THERE LIST WERE TO NORMAL BANKS THAT DID NOT KNOW NOTHING ABOUT THERE SERVICE. I HAVE NOT RECEIVE A LOAN I HAVE YET TO GET MY 125.00 BACK. THE REPRESENTATIVE NAME IS R. DENNISON HE WAS NO HELP. I WANT MY MONEY BACK!

Kimberly
alameda, California
U.S.A.

This report was posted on Ripoff Report on 02/08/2007 11:08 PM and is a permanent record located here: https://www.ripoffreport.com/reports/personal-credit-services/new-york-new-york/personal-credit-services-this-company-took-my-12500-guarantee-me-a-loan-for-300000-and-235211. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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REBUTTALS & REPLIES:
0Author
11Consumer
0Employee/Owner

#11 Author of original report

NO REFUND AS OF 8-17-2007.

AUTHOR: Kimberly - (U.S.A.)

POSTED: Friday, August 17, 2007

I EVEN TRIED TO HAVE MY BANK FILE A FRAUD CLAIM AND THEY COULD NOT GET MY 125.00 BACK. I STILL HAVE NOT RECEIVE A LOAN AND THIS COMPANY STOP RESPONDING ALL TOGETHER. THEY TOOK MY MONEY AND LAUGH ALL THE WAY TO THE BANK. IF A CLASS ACTION SUIT IS FILED PLEASE LET ME KNOW I WANT IN ON IT.

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#10 Consumer Suggestion

2nd response to your inquiry

AUTHOR: Kevin - (U.S.A.)

POSTED: Saturday, May 12, 2007

As I stated, go down to your local branch and ask to fill out a chargeback form.. Regardless if you gave out your information to have the monies drafted from your account, you still have the right to dispute the charges, if the product was not as promised..

Now, your bank is not going to want to bend over backwards to help, but put a lot of pressure on them...

Since this happened, you would also be wise to file complaints with state attorney general's office and federal trade commission...

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#9 Author of original report

Thanx to all of your responses!

AUTHOR: Kimberly - (U.S.A.)

POSTED: Saturday, May 12, 2007

I know I have been ripped-off. I learn my lesson never again but this company needs to be shut down!!

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#8 Author of original report

I did all of the above even wrote

AUTHOR: Kimberly - (U.S.A.)

POSTED: Saturday, May 12, 2007

no refund fund from the bank because I gave away my info. wrote the company three times also called and it is just a recording. emailed a alot of times same email sent back to me 4 times from mr. dennison. Now what to do?

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#7 Consumer Comment

YOU DON'T SEEM TO UNDERSTAND.......

AUTHOR: Sherri - (U.S.A.)

POSTED: Saturday, May 12, 2007

This board does not actually try to get your money back for you...you post your complaint and if someone has had the same experience with the same or similar company, they post and give you advice as to how to go about trying to get your money back.

Unfortunately, you have been scammed. Anytime you have to pay money up front to get a loan, it is a scam (or otherwise they would deduct fees from the proceeds of the loan). I do need to tell you that your chances of getting your money back are slim to none, especially if your sent funds to them Western Union. If you gave them debit card or credit card information, you need to close those accounts and get new ones.

Sorry you got ripped off.

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#6 Author of original report

I have had no help from posting this complaint

AUTHOR: Kimberly - (U.S.A.)

POSTED: Friday, May 11, 2007

No one from this dept. has contacted me help me and I have not received my refund of 125.00 back. can you help me?

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#5 Consumer Suggestion

How to work this out

AUTHOR: Kevin - (U.S.A.)

POSTED: Friday, May 11, 2007

You must had to have paid this via electronic means to get the supposed loan.

Dispute the charge through your bank and/or credit card company ASAP to avoid you not missing your dispute deadline. Check fair credit billings act

Also, call back into the original company, and give them some issues. Keep calling them until they finally give you your money back.

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#4 Author of original report

I still have not receive a refund and my 90 days is almost up

AUTHOR: Kimberly - (U.S.A.)

POSTED: Friday, May 11, 2007

I have the same information from the person who submitted the rebuttal and none of the phone no or faxes work.

STILL NO REFUND AND NO LOAN! I HAVE BEEN RIPPED-OFF.

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#3 Author of original report

I still have not receive a refund and my 90 days is almost up

AUTHOR: Kimberly - (U.S.A.)

POSTED: Friday, May 11, 2007

I have the same information from the person who submitted the rebuttal and none of the phone no or faxes work.

STILL NO REFUND AND NO LOAN! I HAVE BEEN RIPPED-OFF.

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#2 Consumer Suggestion

They are still in business...Rip Off Report saved me

AUTHOR: Dwarrenee - (U.S.A.)

POSTED: Friday, May 11, 2007

I originally used the rip off report to report a scam company that scammed me out of $195. I now use it as an investigative tool. I was thinking about using Personal Credit Services to get a personal loan. The sent me an email with their costs and guarantee to refund my money if I did not get my loan. If you need their new contact information this is what they supplied me with
PERSONAL CREDIT SERVICES INC.,
321 Dante Court (Suite #A1)
Holbrook, New York 11741
Phone:(631) 930-6422 or (800) 364-9690
Fax:(631) 240-5879 or (800) 664-3390
Website: http://www.PersonalCreditServices.com
Email: PersonalCreditServices@PersonalCreditServices.com

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#1 Author of original report

I still have not receive a refund also no help from this add!!

AUTHOR: Kimberly - (U.S.A.)

POSTED: Sunday, February 25, 2007

By writting this report for help I have not received no help. No phone call no refund.

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