Phoenix Financial Services LLC Rec'd letter stating I owe for a over-due balance of +$50.00 - but would 'settle' for $15.11, to make it go away! indianapolis indiana

I called the number on the letter (855-342-6567), "Addie Rice" responded - had ALL my personal information, and when I inquired as to what (and WHO) I owed money, she indicated: " For medical services provided by "Emer Svc of Oklahoma" - which didn't sound legit & was a rather 'generic' name! I asked 'where this service was performed', and she responded: "In Moore" - which is how persons from Oklahoma refer to the town, as it is familiar to them,....NOT by someone from Indianapolis!

This led me to believe that she was somewhere IN the state of Oklahoma!  I explained that I had no recolection of using such services, and she confirmed my name, last 4 of my SSN, and said that it was from 2014!   I couldn't believe my ears: "2014?" She afirmed and I told her I'd get a money order and wondered if the 'discounted payment' would still apply - to which she indicated that, "Yes, but you'll have to call me back with the money order serial number." I asked what number to call, and she said the above (general) number - and I wondered HOW was the call going to get to her specifically....?

She assured me it would and I told her I'd be calling her back with the information as soon as I'd gotten the money order,.....

I have NO INTENTION of doing so,..... I have NEVER been in that town for "Emer services" AND I don't have it on my credit report,....... so  - my final conclusion: it's a scam,.....!!

They'll take your money,.... $15.11 at a time,......