Platinum B Services ( Enterprises )united federal bank-smj marketing Mission Kansas

to anyone who is currently dealing with plainum b services or united federal bank...stop what you are doing and please read these reports. these are the biggest scam artists and soulless individuals i have ever had the displeasure dealing with.

i had a while back taken out a payday loan ( website unkown). basically my purse was stoeln and i had to close my checking account. fast forward a few months and i recieve a call from an individual with a heavy east indian accent telling me that i willg o to jail if i do not pay this off.

naturally i was scared out of my witts and at work unable to do much so i allowed my daughter to handle this. they knew who she was and was not me. after yelling at her that they would send me to jail we mustered up the cash to send half a payment via money gram. another payment was due 2 week later. when she went to make the payment money gram would not accept it. the " jerk" told her he would call her back. she then contacted money gram and was told that due to their collection tactics they would no longer due buisness with them.

her moment to shine came then when she called them and was told they would call her back when they figured out a way for her to send the money.

my daughter is hot tempered but can keep her cool when required. at this point she lost it and informed them that they could keep their 200 bucks and wouldnt get another dime.

fast forward another few months. i get a call at work telling me i was being sued and gave me a account number to reffer to to call them back.

this is where it gets good.

i called back after getting out of work early scared to death i was going to jail for somehting i had no clue about. i was screamed at by a man who called himself nathen wibley ( not the same man who claimed to be that person earlier that day) i was told they were going to sue me for malicious intent to defraud and my bank was taking stand against me in california. ( after the fear washed out of me..my bank only works in my state..no other) he would not tell me who he was with and that if i wanted to play games hed just sue me.

i was told i should know who i took a loan out with. i remained calm butnervous and asked 3 more times before the man told me platinum b services. he told me he could fill out stop action papers. he asked me questions and yelled anytime i asked him a question threatening me again. i asked him how much the amount owed was and he told me he didnt know and that the company would rather just send me to jail.

finally he asked me for a character refference. no way was i going to give him a name of a friend or family for them to call and harrass. he told me i had 2 hours to come up with a name or it was all over forme. i told him i would conact a lawyer. he laughed and said " go ahead and try".

i called back ready to give a name desperate to end this all and talked to a different man. he then told me the papers had to be finished and handed the phone to the man i spoke to earlier. he asked me what i wanted as if i hadnt talked to him before.

he then told me i could send 500 bucks via money gram and they would consider the matter closed. he gave me an account refference number that was COMPLETELY different from the one i had been given before. when i asked him about it he told me he didnt care what numbers i put on the paper it would still be credited to my account. that pretty much drew the line right there

after getting the info for money gram i asked him what happened to the so called stop action papers. he told me he didnt know what i was talking about. i told him i spoke to him a few minutes ago and he told me i was crazy. ( all conversations were very abusive with name calling and character attacks). he told me maybe i should call that lawyer...borrow the money from him and convince him that i spoke with him already ( if you werent the guy how did you know about the lawyer? exactly). i told him i was going to contact every governemt agency i could find. he laughed and told me to go ahead and that people like me get what i deserve.

we hung up and i called money gram. the name he gave me to send the money was BASS which is bass enterprises which money gram confirmed was NOT a collection agency. my susprision was at a all time high and after doing research i found out platinum b enterprises was united federal bank who had already gotten 234 out of me...so then why was i being told to pay 500???

all in all..i contacted my attorney state general who directed me to the department of finacial insitutes. all i had to tell the lady was the company name and she already knew my complaint.

under my state law a minimun of 4 laws were broken and i could be entitled to 2x the amount owed not to exceed 100 dollars AND consequencial and insidental damages.

you CANNOT be put in jail for debt. they CANNOT threaten you with doing so. you are entitled to documentation of what you owe and to whom. refusal is against the fair collections acts. if you have paid more than what you feel you owe, have been threatened or verbally abused by this company i URGE you to contact your attorney state general on how to go about filling a complaint.

dont let them get away with this. dont let them take our rights. they use very cruel scare tactics that work. when we hear the word jail we pretty much want to do anything to avoid it. you cannot be thrown in jail. no trial would happen that fast and no police would knock on your door.

this company has until tomorrow to respond to the alligations. so tomorrow i get to make a call to my state to find out how i go about getting my money returned.

do your research, dont be afraid and do NOT give in. lets make this company go out of buisness. call your state attorney general today with complaints. i can garuntee they already know who platinum b services is.

Debra
west allis, Wisconsin
U.S.A.

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