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Report: #322117

Complaint Review: Players Vacation Club - San Diego California

  • Submitted:
  • Updated:
  • Reported By: Pensacola Florida
  • Author Confirmed What's this?
  • Why?
  • Players Vacation Club 501 W Broadway Plaza A San Diego, California U.S.A.

Players Vacation Club Unauthorized Withdrawal From My Checking Account - I've Never Heard of This Company San Diego California *EDitor's Suggestions on how to get your money back into your bank account that was wrongfully taken from you

*General Comment: you are fraudulent, no excuses

*UPDATE Employee: It's pretty easy to figure out...

*Consumer Comment: how would you know?

*UPDATE Employee: Dispute

*UPDATE Employee: Dispute

*UPDATE Employee: Dispute

*UPDATE Employee: Dispute

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I recently noticed an unauthorized withdrawal of $44.50 from my checking account payable to the Players Vacation Club. I have never heard of this company, nor did I authorize this withdrawal. I will be contacting the BBB as well as my bank and the Players Club to see if I can get my money back. If they dispute, I will also seek some sort of Legal Action. My advice to consumers is to check their accounts frequently, and question any suspicious activity. It's apparent that the Players Club has scammed one more person.

Bill
Pensacola, Florida
U.S.A.

EDitor's Suggestions on how to get your money back!

HERE IS WHAT RIP-OFF REPORT SUGGESTS YOU DO:

Go to your bank within 60 days of the charge, or as soon as you know about the charge, don't delay, and tell them that there has been fraudulent activity within your account. Explain that you wish to file a dispute, and demand that they assist you in accordance with Federal Regulation E.

According to the majority of victims interviewed by Rip-off Report, those who immediately called their banks to dispute the charges did not get very far. Many victims got the following responses from their banks: we could not do anything for you or you waited too long; it has been more than 60 days.

If the bank is says that you have waited too long, explain to them how you called their 800 number as soon as the charges were found, and were told by the bank that nothing could be done. Remind the bank that they failed to assist you properly at the 800 #, and instead, provided you with an inadequate explanation of your right to dispute. Tell the bank that it's their fault time has expired, and since they gave you the wrong info to begin with, they will just have to deal with it, take the loss and reverse the charges.

Tell them the truth; this was unauthorized and your account was NOT to be charged! Keep emphasizing how you never authorized anything! Direct them to the hundreds of victims reports that were filed on Rip-off Report.com. And if you're at the bank, walk them over to their computer and make them go to this site! If you are on the phone with them, tell them you will wait while they access this site! Either way, be persistent!

DO NOT TAKE NO FOR AN ANSWER!

Let them know nicely, that you were advised to Report them (the Bank) and this situation to the Banking Commission in your state. Since each state has a different name for the agency/controller over banks, find that name before you call or get to the bank so you can throw it in their face. The more knowledgeable you appear to be, the further you will get.

And just continue to demand the Federal Regulation E form! The bank CAN, MUST and WILL reverse the charge! But, you must be persistent; ask to speak to the supervisor or the area manager for all the branches in the state.

Let the bank personnel know you are meeting with the media later in the day, that you would much rather they do the right thing (as most other banks have) by looking at the complaints and immediately reversing the charge(s) to your account; no matter how long ago it was. Be sure to call the Media if necessary so you are telling the truth.

If you have to, be loud (but nice) in front of other customers. If you are just calling by phone, the above tactics should still work. The bank can easily fax or mail to you the Federal Regulation E dispute form.

CHARGES TO YOUR CREDIT CARD

If the charge was to your credit card (not debit card, check card, or checking account), contact the credit card company as soon as possible to request a dispute form. Consumers usually have a little longer to dispute fraudulent credit card charges (up to 6 months), but it is better to act right away. In this type of situation, credit card disputes are usually successful since fraudulent companies often won't contest the disputed charge. In rare cases, credit card companies will review disputes, but refuse to reverse the charges. If this occurs, complain to a manager and let them know you will be filing a report here.

Remember Don't let them get away with it! Make sure they make the Rip-off Report .. The more Reports filed on a Company or individual, the more likely it is that the authorities, media and attorneys will want to take action.

And good luck Let us know how you do!

ED Magedson Founder, Rip-off Report.com & Author of www.ripoffrevenge.com
EDitor@ripoffreport.com
badbusinessbureau.com
www.ripoffreport.com

Don't let them get away with it.
Make sure they make the Rip-off Report!

We are not lawyers.
We are not a collection agency.

We are Consumer Advocates.
...the victims' advocate
WE are Civil and Human Rights Activists

We are a Worldwide Consumer Reporting News Agency
...by consumers, for consumers

CLICK HERE to read about Credit Card Scams... find out how to get your money back. *Rip-off Report Investigation provides valuable information.

This report was posted on Ripoff Report on 03/29/2008 04:46 AM and is a permanent record located here: https://www.ripoffreport.com/reports/players-vacation-club/san-diego-california-92101/players-vacation-club-unauthorized-withdrawal-from-my-checking-account-ive-never-heard-322117. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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REBUTTALS & REPLIES:
0Author
7Consumer
0Employee/Owner

#7 General Comment

you are fraudulent, no excuses

AUTHOR: Annaclementine - (U.S.A.)

POSTED: Tuesday, February 09, 2010

You are using someones personal data on the internet to look things up? this is a classic case of you being able to rip this person off, the reason I am so interested in this is my mother has noticed that part of the reason who account is continuously over drawn is because a fake check(yes fake, the signature on the check is not hers, nor does she know anything about this company let alone she does not have the internet to sign up for this.

 As for being the owner of the business, coming off the way you do makes people realize that it would not be a very professional business, there is not excuse for stealing other peoples information, if you excuse yourself for this when there are several people complaining about your company let alone you are on this website you should be terminated, you ARE frauding my mother, she is CANNOT afford your company, nor does she have any idea who you are or what you do.

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#6 UPDATE Employee

It's pretty easy to figure out...

AUTHOR: Corey - (U.S.A.)

POSTED: Thursday, February 04, 2010

If the person making a complaint provides their name and accurate city I can research that in my database and look at the customer service reps. notation to try and match up the information. It's actually pretty easy. None of which would even be necessary if people would pick up the phone and use the number listed on the charge. We probably put it there for a reason. It is really funny that 90% of the few complaints we have had over the 14 years of busines don't ever call into to us to find out why we billed them or if we would refund them. Perhaps they know exactly how they joined and why they are billed but calling us maybe wont help them with their bank fees so they think its better for them to just file a dispute at the bank and deny it to the teeth. I just wish consumers would take more responsibility for they do on line.

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#5 Consumer Comment

how would you know?

AUTHOR: Tammy - (U.S.A.)

POSTED: Friday, December 11, 2009

It is interesting that details are appearing here on how the customer behaved during one phone call, how the customer did in fact get his/ her money back- etc. When Rip-Off report does not even ask for any of the information (such as name, street address, phone number, or bank information) that would make finding this information POSSIBLE. 

This company also took money from my bank account without permission. I have filed with my bank and they are changing my account number for me- thanks in large part to ripoff reports record of account hacking by this company.

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#4 UPDATE Employee

Dispute

AUTHOR: Corey - (U.S.A.)

POSTED: Wednesday, April 09, 2008

Our records indicate that the consumer above had joined our membership online a few months before he contacted us. All of the information in our database was accurate information for him. Per our terms we refund any member that chooses to cancel the service via check by mail 14-21 days from cancellation. The consumer stated to our representative during the call that he already filed a dispute of the charges with his bank. At that point we had to cancel the account "no refund due". This is because the bank will do little to actually research the signup now a days and will automatically revoke the payment from us and return the money back to the consumer electronically, authorized or not.

We have to prevent double refunds from happening, we are not trying to keep his money. If the bank can verify for us that a dispute was canceled or did not actually happen then we can still refund him, we have already left him a message to discuss with us. The BBB complaint that was mentioned took place before the consumer ever even contacted our customer service department. We do not try and make it difficult for people to get refunds we just have to protect ourselves from giving double refunds, that's all. We place our contact information next to our charges so they can call us if they have any questions or discrepencies.



Corey
Manager

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#3 UPDATE Employee

Dispute

AUTHOR: Corey - (U.S.A.)

POSTED: Wednesday, April 09, 2008

Our records indicate that the consumer above had joined our membership online a few months before he contacted us. All of the information in our database was accurate information for him. Per our terms we refund any member that chooses to cancel the service via check by mail 14-21 days from cancellation. The consumer stated to our representative during the call that he already filed a dispute of the charges with his bank. At that point we had to cancel the account "no refund due". This is because the bank will do little to actually research the signup now a days and will automatically revoke the payment from us and return the money back to the consumer electronically, authorized or not.

We have to prevent double refunds from happening, we are not trying to keep his money. If the bank can verify for us that a dispute was canceled or did not actually happen then we can still refund him, we have already left him a message to discuss with us. The BBB complaint that was mentioned took place before the consumer ever even contacted our customer service department. We do not try and make it difficult for people to get refunds we just have to protect ourselves from giving double refunds, that's all. We place our contact information next to our charges so they can call us if they have any questions or discrepencies.



Corey
Manager

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#2 UPDATE Employee

Dispute

AUTHOR: Corey - (U.S.A.)

POSTED: Wednesday, April 09, 2008

Our records indicate that the consumer above had joined our membership online a few months before he contacted us. All of the information in our database was accurate information for him. Per our terms we refund any member that chooses to cancel the service via check by mail 14-21 days from cancellation. The consumer stated to our representative during the call that he already filed a dispute of the charges with his bank. At that point we had to cancel the account "no refund due". This is because the bank will do little to actually research the signup now a days and will automatically revoke the payment from us and return the money back to the consumer electronically, authorized or not.

We have to prevent double refunds from happening, we are not trying to keep his money. If the bank can verify for us that a dispute was canceled or did not actually happen then we can still refund him, we have already left him a message to discuss with us. The BBB complaint that was mentioned took place before the consumer ever even contacted our customer service department. We do not try and make it difficult for people to get refunds we just have to protect ourselves from giving double refunds, that's all. We place our contact information next to our charges so they can call us if they have any questions or discrepencies.



Corey
Manager

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#1 UPDATE Employee

Dispute

AUTHOR: Corey - (U.S.A.)

POSTED: Wednesday, April 09, 2008

Our records indicate that the consumer above had joined our membership online a few months before he contacted us. All of the information in our database was accurate information for him. Per our terms we refund any member that chooses to cancel the service via check by mail 14-21 days from cancellation. The consumer stated to our representative during the call that he already filed a dispute of the charges with his bank. At that point we had to cancel the account "no refund due". This is because the bank will do little to actually research the signup now a days and will automatically revoke the payment from us and return the money back to the consumer electronically, authorized or not.

We have to prevent double refunds from happening, we are not trying to keep his money. If the bank can verify for us that a dispute was canceled or did not actually happen then we can still refund him, we have already left him a message to discuss with us. The BBB complaint that was mentioned took place before the consumer ever even contacted our customer service department. We do not try and make it difficult for people to get refunds we just have to protect ourselves from giving double refunds, that's all. We place our contact information next to our charges so they can call us if they have any questions or discrepencies.



Corey
Manager

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