Portfolio Recovery Services Hounded by this company for fictititious debt Norfolk Virginia

Found a bad former address in one of my husband's credit reports.  They seem to have disappeared since we made that discovery.

The last time I spoke with them, I told them that if they were not going to provide more information, we certainly were not going to share any information with them.  That was more than a year ago.

"Portfolio Recovery also provides no details on the debt" By certified mail, request proof of debt as allowed under the Fair Debt Collection Practices Act.

This will almost always work:

Step One:

Send them a letter via Certified Mail + Return Receipt stating:

Per the Fair Debt Collection Practices Act, I am requesting that you cease all communications with me about this alleged debt. This is not my debt. This letter is being time stamped via Certified Mail and I can confirm receipt. I will pursue each subsequent phone call from your office with a $1,000 per incident penalty for Fair Debt Collection Practices Act violations

Step Two:

Next time they call, read the following statement:

Pursuant to [your state] state law, this is to inform you that this phone call is being recorded. If you do not consent to being recorded, you need to terminate this call. Pursuant to [your state] state law, continuation of this phone call after officially being informed that it is being recorded implies consent to be recorded. This recording will be used to pursue Fair Debt Collection Practice Act violations in a court of law.