RLR Enterprises Amerifi Ltd, Corporate Business Structure, Dave Marsh "Cardmember services" and business consulting scam targeting senior citizens Nationwide

“RLR Enterprises” contacted KL in early 2014, and solicited her to participate in a business venture whereby she would form a limited liability company to provide “card membership services” to small businesses with poor credit.  “RLR Enterprises” touted a number of benefits that KL could expect from participating in the venture; and offered KL the opportunity to purchase 1,000 small business “leads” in order to get started in the card membership services industry.  She was charged $20,000 for the leads.

“RLR Enterprises” also offered KL ancillary services including the establishment of an LLC; as well as tax and business consulting.  “RLR Enterprises” advised KL that these services would be provided by Anderson Advisors. KL agreed to pay an additional $8,000 for these services, and signed a contract to receive said services.  On the contract, RLR is identified as "Corporate Business Structure."   When transacting with Anderson Advisors,  “RLR Enterprises” appears to have identified itself as Amerifi.

After the Contract was signed by KL, “RLR Enterprises”,  proceeded to engage Anderson Advisors, who, on March 22, 2014, provided KL with a New Mexico Certificate of Organization for Life Expectations Processing, LLC; a Statement of Acceptance of Appointment by Designated Initial Registered Agent; Articles of Organization; an SS-4 form; and EIN.  At this time, KL also received a packet containing basic LLC forms in hard-copy, as well as a CD which contained the same documents in electronic format. RLR Enterprises provided KL with no services, aside from relaying her information to Anderson Advisors.  However, had KL sought the aforementioned services directly through Anderson Advisors, it would have cost her a mere $175.   Thus, RLR overbilled KL to the tune of $4,825.

Subsequent to entering the Contract with KL, “RLR Enterprises” provided her no further service, and stopped returning all communications.  In the end, “RLR Enterprises” failed even to deliver KL the 1,000 “leads” which they promised to provide, and which KL paid them $20,000 to receive.  By April of 2014, RLR Enterprises had defrauded KL out of approximately $28,000.