sage stream llc sage stream llc reports low credit scores when all other credit bureau are reporting 700 scores MCDONOUGH Georgia

I went to a auto dealership to purchase a car and my credit was ran 4 times I got the car cause my credit was a 714 on all the letters that I received however Ally bank denied my credit with a sage stream score of 448 Why, who are these people and why are they lying about credit. I did not authorized for them to have access to my info and they stated on there website that you can block their reports by sending them a letter and 2 forms of your Id. I dont trust this johnny come lately company nor do I want them to have any of my personal info. I hope that some lawyer take this case I would like to sue them and put them out of business.