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Ripoff Report | The NCO Financial Review - Horsham, Pennsylvania
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Report: #294562

Complaint Review: The NCO Financial Systems Inc. - Horsham Pennsylvania

  • Submitted:
  • Updated:
  • Reported By: Weatherford Texas
  • Author Confirmed What's this?
  • Why?
  • The NCO Financial Systems Inc. 507 Prudential Road Horsham PA 19044 Horsham, Pennsylvania U.S.A.

The NCO Financial Systems Inc. The NCO Financial Systems Inc. trying to collect on a debt that was discharged by a bankruptcy court in 1991 Horsham Pennsylvania

*Consumer Comment: Didn't know that.

*Consumer Comment: Didn't know that.

*Consumer Suggestion: Bart, it makes absolutely no difference.

*Consumer Comment: Well, technically no.

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The NCO Financial Systems Inc. sent me a letter stating that I owed 11,975.85 for a debt to chase/assignee provi but I could take advantage of this offer to settle this account by paying 50% now . I call them and found out this was credit card debt that was discharged by a bankruptcy court in 1991. The court order states in section 4 all creditors are prohibited from attempting to collect any debt that has been discharged in this case. They violated a United States Bankruptcy court order. Something needs to be done about this company.

Bob
Weatherford, Texas
U.S.A.

This report was posted on Ripoff Report on 12/26/2007 02:11 PM and is a permanent record located here: https://www.ripoffreport.com/reports/the-nco-financial-systems-inc/horsham-pennsylvania-19044/the-nco-financial-systems-inc-the-nco-financial-systems-inc-trying-to-collect-on-a-debt-294562. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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REBUTTALS & REPLIES:
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#4 Consumer Comment

Didn't know that.

AUTHOR: Bart - (U.S.A.)

POSTED: Thursday, December 27, 2007

I was going by what the OP posted. I would assume that info like that would be included in any info sold but I have no clue and then thought that maybe it isn't. Thanks for the info.

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#3 Consumer Comment

Didn't know that.

AUTHOR: Bart - (U.S.A.)

POSTED: Thursday, December 27, 2007

I was going by what the OP posted. I would assume that info like that would be included in any info sold but I have no clue and then thought that maybe it isn't. Thanks for the info.

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#2 Consumer Suggestion

Bart, it makes absolutely no difference.

AUTHOR: Steve - (U.S.A.)

POSTED: Wednesday, December 26, 2007

If the OP pressed the issue, the result would be the same. As far as that court order goes, there is no difference between a creditor and a debt collector.

It is illegal for ANYONE to even attempt in any way to collect on a debt discharged in BK. Ignorance is no excuse.

It is called "due diligence". A collector should verify the validity of a debt BEFORE attempting to collect on it. They chose not to, and now they can pay the price!

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#1 Consumer Comment

Well, technically no.

AUTHOR: Bart - (U.S.A.)

POSTED: Wednesday, December 26, 2007

"The court order states in section 4 all creditors are prohibited from attempting to collect any debt that has been discharged in this case. They violated a United States Bankruptcy court order"

It is NOT a creditor trying to collect this debt. It is a third party debt collector. Big difference.
Take solice and have a few laughs at the fact that the creditor took the collection agency for a few bucks on this uncollectible debt by selling it to them.

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