Timothy Ziaja, Zinc, A Marketing Guild Tim Ziaja, ZINC, ZINC LTD Unpaid invoices 6+ months over due Minneapolis, Minnesota

Timothy Ziaja has disappeared without paying bills, invoices and rent or delivering promised products to multiple clients.  He has used services of various vendors including graphics, programming, printers and photographers praising and using the work and then not paying invoices.  His most common claims are that the work was not "completed" (generally due to his lack of communication, or that the person became insistent on being paid for things outside established scope.  He insists that he is "not a bank" and can not pay until he is paid.  He refuses to sign contracts or approve estimates.