Ultra VX Secured Card I had a ultra vx secured card back in 2009 and i just looked at my credit report n equifax and its on there saying i owe them 877.00 but that was my own money i was using it to rent a car at that time so i kept loading it and when i was done with it now it says i owe them this really needs to go away because its huting my credit i didnt know about this how can i get this off does anyone know it says i have 13 missed payments? Internet

The Ultra Vx  secured card I noticed on my credit report Equifax has it on my credit report that I owe them 877.00 on my credit report ,but really I was loading this card with my own money back in 2009 so I could rent a car this is a secured prepaid card so how in the world do I owe them money I need help getting this off my credit report I did not know this was effecting my credit ,it says i have 13 missed payments ,if anything they should owe me money for hurting my credit for so many years they are reporting fraudelant charges I dont owe them a dime,can anyone help me get this off my credit?