Report: #389100

Complaint Review: Washingtom Mutual - Internet

  • Submitted:
  • Updated:
  • Reported By: Sun Valley Nevada
  • Washingtom Mutual www.wamu.com Internet U.S.A.

Washingtom Mutual Repeated Charges for use of savings acct. Internet

*Consumer Comment: Not a checking account

*Consumer Comment: What do you mean by...

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I just noticed my savings acct was charged $10 four separate times in the last week for over use of my savings acct. When I contacted them I was told stop using my acct or I was free to leave the bank as a customer.

Sun Valley, Nevada

This report was posted on Ripoff Report on 11/07/2008 08:19 PM and is a permanent record located here: https://www.ripoffreport.com/reports/washingtom-mutual/internet/washingtom-mutual-repeated-charges-for-use-of-savings-acct-internet-389100. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#2 Consumer Comment

What do you mean by...

AUTHOR: Edgeman - (U.S.A.)

POSTED: Saturday, November 08, 2008
What did you mean by "over use" of your savings account? Too many withdrawals?

If that's the case, then what you have is a problem with Federal Regulation D. If someone makes more than 6 transfers or withdrawals a month, the government mandates a fee. At that point, the bank will often convert the savings account into a checking account.
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#1 Consumer Comment

Not a checking account

AUTHOR: Flynrider - (U.S.A.)

POSTED: Saturday, November 08, 2008
Banks have rules about withdrawal activity on savings accounts. WaMu charges $10 per transaction over the limit. If you actually read the terms and conditions on the account, this should be no surprise. As a bonus, there is a way to avoid these charges, but you're going to have to do your own reading.
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