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Ripoff Report | Yoursavingsclub Review - Internet - Yoursavingsclub
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Report: #280880

Complaint Review: Yoursavingsclub - Internet

  • Submitted:
  • Updated:
  • Reported By: Windsor Connecticut
  • Author Confirmed What's this?
  • Why?
  • Yoursavingsclub Internet U.S.A.

Yoursavingsclub unauthorized monthly charge of $1.00 to Discover card Internet

*UPDATE Employee: Education is half the battle

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YOURSAVINGSCLUB fraudulently started charging monthly fees of $1.00 to my Discover Card. When I phoned their 800 number,there was no human option to choose. Of course, Discover Card stated I needed to take this up with YOURSAVINGSCLUB and discontinue the membership, even if I did NOT authorize the charge. Why is it that I can't get my own information regarding my account without giving out family secrets and companies like this can charge to my account? It is so frustrating to have to waste my time on a matter that should have never happened.

Bgrman
Windsor, Connecticut
U.S.A.

This report was posted on Ripoff Report on 10/25/2007 12:06 PM and is a permanent record located here: https://www.ripoffreport.com/reports/yoursavingsclub/internet/yoursavingsclub-unauthorized-monthly-charge-of-100-to-discover-card-internet-280880. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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REBUTTALS & REPLIES:
0Author
1Consumer
0Employee/Owner

#1 UPDATE Employee

Education is half the battle

AUTHOR: Kdavis - (U.S.A.)

POSTED: Friday, October 26, 2007

I work for Discover Card...first of all the reason we ask "your family secrets" is b/c someone could rip off your ss#, dob and mmn anytime they want...so asking those 3 questions when you call in we are hoping if its not you the perp will slip up and say the wrong info...if you have a company dealing w/ your personal info and money and not asking those questions those are the people you need to really be worried about. YOURSAVINGSCLUB was probably added onto your account from a airline ticket hotel room or travel purchase you made in the 6-8 months prior to them charging you.... happens all the time.. when you give your credit card info out it is a auth for that company to charge whatever they want...a lot of ppl order stuff online and dont realize there is a little box in that page that is check marked signing you up for that...but if we refused it and cardmembers really wanted it wed be flooded w/ calls b/c of declined transactions.... on accual fraudulant charges... thats where Discover cards $0 Fraud Liability Guarentee comes into play...we will dispute it for you if you cant get ahold of them... but you must try first.

A lot of times when you order a copy of your credit report online and its "free" but they ask for a credit card number....ITS NOT FREE....so theres another way they couldve gotten your info. With Discover Card youre never responsible for unauthorized charges to your account. Discover Card is rated in the top 2 in the credit card industry...we are rated #1 in Customer Service we are there for you ... and we will help.

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