1st Credit Of America Harrassing calls, fraudulent billing, Chicago Illinois

You need to put everything in writing to this company telling them to validate the claim and to cease trying to get money from your credit union. At least your credit union is good enough to realise something is amiss... Send the letter certified return receipt requested with the cert number on the letter. do not sign the letter since they may forge your sign on documents. simply type your name ...

here is some additional info ...

1st Credit of America LLC
300 N Elizabeth St
Suite 220B
Chicago, IL 60607
Telephone: (866) 505-2632

1stcofa.com

File Open Date: June 2004
TOB Classification: Collection Agencies
BBB Membership: This company is not a member


UNSATISFACTORY RATING of complaints and unanswered complaints. Consumers allege company representatives call consumers multiple times daily, at home and/or at work when specifically told not to. Consumers allege that company's collectors are rude, and/or swear, and belittle the consumers, as well as hang up when consumers attempt to obtain additional information. Consumers likewise allege that when asked to substantiate allegedly owed debt in writing, company representatives refuse to do so and/or insist the consumer pay alleged debt immediately with no verification of debt.

Many consumers also state that the company makes calls to parties who no longer live at given address and allegedly refuse to take incorrect and/or invalid phone numbers off of their lists. Consumers further allege that 1st Credit of America representatives tell them that their wages will be garnished, and/or that they will go to jail, and that representatives do not verify and/or accept updated information when it is provided by the consumer. In many cases consumers state that they have filed for bankruptcy and were on a specific payment plan, but upon having presented this information to company's collectors, the information was rejected and/or consumers continued to be contacted.

On August 7, 2006 the Better Business Bureau sent a letter to 1st Credit of America, LLC requesting a written explanation from the company in regards to the company's pattern of consumer complaints. As of today, 1st Credit of America has failed to respond to this request.