GEICO Insurance Company Ripoff They did not even offer me enough money to pay for Doctor bills from a rear end collision by their insured San Diego California

The idea of getting a personal injury attorney to contest GEICO's incessant unethical business practices sounds beneficial. 
I consulted with one after GEICO spent nearly 2 years delaying, delaying, delaying until the statute of limitations was running out.  The problem is they sounded so sincere and were always 'going to offer you a settlement' soon.  (They had no intention of EVER offering me ANYTHING!)
The attorney I consulted said:  "GEICO has 50 lawyers who handle NOTHING but insurance claims; we have a chance of winning, but slim chance.  And if we lose, you will have spent the 8,000-10,000 in vain; and still be stuck with the medical bills."
Don't think the attorney idea will scare them.........they welcome it!

The department of Insurance requires all insurance companies to give their insured an opportunity to reply to any claims made against them. If the company cannot get a hold of their insured they have to have independent third party proof that an incident occurred. Independent means doesn't know you, isn't your brother... like, for example, a police report. Otherwise anyone can just get a hold of any policy number, call an insurance company and claim someone hit them. Its not calling you a liar, its just sound business. People get insurance to keep them from getting sued. If you were to have sued the Geico insured and he disputed the accident, or refused to show up in court, you wouldn't win because you'd only have your word against his.

In addition, its unclear how mentioning someone being drunk would entitle you to a big law suit You can only sue for things you've lost. A rear end-er in a parking lot has never been settled for a large amount of money, drunk or otherwise. Its the simplest, least deadly kind of accident ever.

Also with regard to your engine, you never got through the total loss process because Geico never accepted liability. If you had, you'd know they take those things into consideration when comparing it to other like-kind vehicles to attempt to determine the value of your vehicle. since your Auto Damage Adjuster had no intention of paying you that day, the mileage of your engine is not important at that time.

Check the yelllow pages....There are many attorneys that deal in personal injury/insurance issues like this....

Hi Jerry. I wanted to ask you something. Do they advertise how great they are or how they can save you 15% or more?