Ripoff Report Needs Your Help!
X  |  CLOSE
Report: #927349

Complaint Review: Amerisave Mortgage - Internet

  • Submitted:
  • Updated:
  • Reported By: Anonymous — Des Moines Iowa United States of America
  • Author Not Confirmed What's this?
  • Why?
  • Amerisave Mortgage Internet United States of America

Amerisave Mortgage Unethical company steals and cheats consumers under false promisses Internet

*Consumer Comment: Amerisave Customer Service

Show customers why they should trust your business over your competitors...

Is this
Report about YOU
listed on other sites?
Those sites steal
Ripoff Report's
content.
We can get those
removed for you!
Find out more here.
How to fix
Ripoff Report
If your business is
willing to make a
commitment to
customer satisfaction
Click here now..

I had a very bad experience with Amerisave.  This mortgage banker advertises low rates on the internet and are very quick to have a convincing sales person answer your initial chat request or a phone call.  Once you apply, all the communication stops.
This company demanded excessive documentation and ordered appraisal, only to not even look at the initial application for more than 30 days.  Finally they declined the mortgage.  I would not be mad about not being extended the credit but it is impossible to get through to anyone at this organization.  
The original sales person and processor don't return any phone calls and messages, and they refuse to allow you to escalate the issue.  I have repeatedly called, left messages, sent emails, and every time they promise something they don't deliver.  Appraisals should not be ordered as an unnecessary service and charged to people who don't meet their criteria. 
The unethical part is where the sales person misleads you into the process, knowingly orders an expensive service while they know you will not qualify, and then fails to extend even a basic courtesy to return a phone call or a message.  At another occasion a sales representative says they are just doing the most they can to profit the company.
I will be filing complaints with regulatory bodies, as well as Better Business Bureau, and will not give up on requesting this appraisal fee back.  This organization violated 2 regulations:  it took more than 30 days to receive a credit denial, and they charged a fee for a product/service (appraisal) without even issuing a commitment letter.
Terrible experience, honestly worst experience and worst customer service I have ever experienced.   They ripped me off for approximately $400.  I have received nothing in exchange.  

This report was posted on Ripoff Report on 08/14/2012 07:28 PM and is a permanent record located here: https://www.ripoffreport.com/reports/amerisave-mortgage/internet/amerisave-mortgage-unethical-company-steals-and-cheats-consumers-under-false-promisses-in-927349. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

Search for additional reports

If you would like to see more Rip-off Reports on this company/individual, search here:

Report & Rebuttal
Respond to this report!
What's this?
Also a victim?
What's this?
Repair Your Reputation!
What's this?

Updates & Rebuttals

REBUTTALS & REPLIES:
0Author
1Consumer
0Employee/Owner

#1 Consumer Comment

Amerisave Customer Service

AUTHOR: Amerisave Customer Service - (United States of America)

POSTED: Friday, August 17, 2012

Please contact Amerisave customer service at 8669707283 to discuss your experience. I look forward to speaking with you. Thank you!

Respond to this report!
What's this?
Featured Reports

Advertisers above have met our
strict standards for business conduct.

X
What do hackers,
questionable attorneys and
fake court orders have in common?
...Dishonest Reputation Management Investigates Reputation Repair
Free speech rights compromised

WATCH News
Segment Now