Clout VISA Cloutvisa ruined my credit Nationwide nationwide

First of all you are lying I used to work for clout. Yes if you are over the limit you get a fee, if you are late you get a fee, and you are charged interest for as long as you carry a balance. That is until your acct has to send it to a collection agency which it takes a long time for them to do that and they warn you over and over. Someone calling you to pay the bill is not harrasing you. You probably had a balance of $600 went over the limit and got an overlimit fee. Then just decided you didn't like that so you just weren't going to pay.

Your next bill would have also included a late fee because you either paid the last bill late or not at all and that would bring you to $660. Your are lying and putting this on here trying to get back at them and make them look bad. Saying your balance went to $1600 from fees is a huge lie.

FYI after a certain point where you have gotten so many fees they don't even charge them anymore. Under no circumstances is it ever possible for them to put your balance from $600 to $1600 in fact not even close to it. Just because your parents still treat you like a kid you are not. You are 18 or over and in the real world you are not a kid. It is your fault you got a credit card when you knew nothing about one and then went and bought things you couldn't pay for.

You are responsible to know what you are doing getting a credit just like everyone else is. Clout didn't ruin your credit you did. In the real world whining and screaming is not going to make things dissapear. Grow up.