Report: #1145285

Complaint Review: Clout Visa

  • Submitted: Fri, May 09, 2014
  • Updated: Fri, May 09, 2014
  • Reported By: Jamie — bordentown New Jersey
  • Clout Visa

    , Select State/Province

Clout Visa M & I Constantly harrassing me for money I do not owe. NJ

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I opened up in 2005 a $500 credit limit with Clout Visa. It was my first credit card. Well I paid them off my balance and they disappeared. Luckily I got them to send me a letter stating that I had a zero balance on the account and it was closed. Since I closed and paid off the account in 2006 I have received 8 different debt collectors harrasssing me now stating I owe 5000 + dollars which is absurd considering i paid off the account and only had a 500 dollar limit and they dont exist anymore so how can I still be charging and gaining fees on money that has never been owed.

So everytime a debt collector calls me I send them my papers they close their account and then I get a different debt collector a year later like clockwork. How do I get this to stop? The credit card is not on my credit report I obviously dont owe any money and I have paperwork stating im cleared.

The debt collectors will not give me information on how to contact the company who is even putting it into the debt collectors hands. its frustrating. 8 years of dealing with this crap is why I hate the way credit card companies work and why I dont want one anymore. 

What do I do? This is never going to end!

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This report was posted on Ripoff Report on 05/09/2014 07:18 AM and is a permanent record located here: The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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