Commerce Payment Systems - white collar pirates - working the system to work-over small businesses - operating out of Hewlett, New York

Commerce Payment Systems   - white collar pirates - working the system to work-over small businesses - operating out of  Hewlett, New York

First, they advertise they are the "Trusted Merchant Account Provider of the BBB" & that they are a "BBB Accredited Business".  Neither of these being true.  I did not find this out until after they fraudulently removed over $750 from my business checking account, thus causing $185 in overdraft charges.
I signed up for two merchant accounts with them - one online & one swipe.  Initially, I was only going to open one as my website wouldn't be ready for several months.  The sales guy told me "just open both, it won't cost you anything if you don't use it".  I made sure the contracts both indicated no minimum sales requirement. 
I guess contracts no longer mean anything because I was told I was charged these (very random) fees due to non-usage. 
I left a message for the owner (Michael) to call me.  Since he didn't have the guts to call me back, it is obvious that he is a very wimpy pirate hiding behind his pirate puppets. 

 I am moving forward with legal action....cannons ready - if anyone else wants in.....contact me through Ripoff Report!
Our economy has enough to worry about without honest small business owners being poached by these white collar pirates!